141 Main Street, St. Catharines

Price: $899,900

3 bedrooms, 2 bathrooms

2,000 - 2,499 sqft

Property Type: Detached

MLS#: X12725528

Welcome to beautiful, historic Old Town Port Dalhousie. Over $120,000 in renovations and upgrades since 2023, set in one of Niagara's most sought-after lakeside communities. This charming neighbourhood offers the perfect balance of small-town warmth and modern convenience, with shopping, banking, healthcare, emergency services, golf, fishing, scenic trails, beaches, restaurants, wineries, public transit, and the local library all just minutes away. Enjoy the vibrant waterfront lifestyle with the Port Dalhousie Yacht Club, iconic piers, and famous Lakeside Park, home to its sandy beach, breathtaking sunsets, and beloved historic antique carousel. Relax on the side deck with water views of the Royal Henley rowing course on Martindale Pond, a picturesque setting that truly captures the essence of Niagara living. The home has been beautifully upgraded throughout since 2023, featuring fresh paint, new hickory hardwood flooring, new windows in the main-floor bedrooms, a fully remodelled main bathroom, and a refreshed kitchen with brand new stainless steel fridge, stove, and dishwasher. Major improvements include a new roof (2023), Hardie board plank siding (2025), new fenced side and backyard, and updated exterior lighting. The property offers exceptional parking for 8 cars. There are two interlock driveways and an attached oversized double garage which is fully insulated and equipped with radiant heat, industrial shelving, and an I-beam with come-along, ideal for hobbyists or trades. Ideally located just 15 minutes to Niagara-on-the-Lake, 25 minutes to Niagara Falls, and approximately one hour to downtown Toronto. Homes in Port Dalhousie are tightly held, valued for walkability, waterfront access, strong community, and long-term appeal. This is a rare opportunity to secure a lifestyle-driven home in a location that continues to deliver lasting value. Welcome to the Port Dalhousie lifestyle.

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$899,900 - 141 Main Street, St. Catharines

Detached for Sale in St. Catharines

109 days on market
3Beds
2Baths
2,000 - 2,499Sq Ft
Detached
Property Details
MLS Number
X12725528
Property Type
Detached
Status
active
Days on Site
109
Bedrooms
3
Bathrooms
2
Square Feet
2,000 - 2,499 sqft
Neighbourhood
St. Catharines
Lot Size
7,040 sqft
Listing Brokerage
ROYAL LEPAGE REAL ESTATE SERVICES LTD.
Description

Welcome to beautiful, historic Old Town Port Dalhousie. Over $120,000 in renovations and upgrades since 2023, set in one of Niagara's most sought-after lakeside communities. This charming neighbourhood offers the perfect balance of small-town warmth and modern convenience, with shopping, banking, healthcare, emergency services, golf, fishing, scenic trails, beaches, restaurants, wineries, public transit, and the local library all just minutes away. Enjoy the vibrant waterfront lifestyle with the Port Dalhousie Yacht Club, iconic piers, and famous Lakeside Park, home to its sandy beach, breathtaking sunsets, and beloved historic antique carousel. Relax on the side deck with water views of the Royal Henley rowing course on Martindale Pond, a picturesque setting that truly captures the essence of Niagara living. The home has been beautifully upgraded throughout since 2023, featuring fresh paint, new hickory hardwood flooring, new windows in the main-floor bedrooms, a fully remodelled main bathroom, and a refreshed kitchen with brand new stainless steel fridge, stove, and dishwasher. Major improvements include a new roof (2023), Hardie board plank siding (2025), new fenced side and backyard, and updated exterior lighting. The property offers exceptional parking for 8 cars. There are two interlock driveways and an attached oversized double garage which is fully insulated and equipped with radiant heat, industrial shelving, and an I-beam with come-along, ideal for hobbyists or trades. Ideally located just 15 minutes to Niagara-on-the-Lake, 25 minutes to Niagara Falls, and approximately one hour to downtown Toronto. Homes in Port Dalhousie are tightly held, valued for walkability, waterfront access, strong community, and long-term appeal. This is a rare opportunity to secure a lifestyle-driven home in a location that continues to deliver lasting value. Welcome to the Port Dalhousie lifestyle.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$4,616.95/mo

Includes CMHC insurance ($25,107)

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5%10%50%

5-yr fixed avg.

Principal: $809,910Interest: $550,069
Mortgage Amount$835,017
Total Interest$550,069
Est. Property Tax$637/mo
Total Cost$1,385,086

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

141 Main Street, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,900/mo
Range: $2,465 - $3,335
Cap Rate (ROI)
2.8%
Fair

Monthly Cash Flow Breakdown

Rental Income+$2,900
Maintenance Fees-$0
Property Tax (est.)-$637
Insurance (est.)-$187
Net Cash Flow+$2,076

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $450/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 109 days on site, this property has exceeded the typical selling timeline for St. Catharines. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Investment Perspective

Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,750 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    141 Main Street, St. Catharines | $899,900 | Battaglia Team