$399,900 - 135 Chalmers Street Unit 18, Cambridge
Condo for Sale in Cambridge
82 days on market- MLS Number
- X12925792
- Property Type
- Condo
- Status
- active
- Days on Site
- 82
- Bedrooms
- 3
- Bathrooms
- 2
- Square Feet
- 1,400 sqft
- Neighbourhood
- Cambridge
- Locker
- None
- Exposure
- North
- Balcony
- None
- Listing Brokerage
- Exit Integrity Realty Inc.
This is your entry into homeownership done right. Welcome to 18-135 Chalmers St S, a fully refinished, move-in-ready 3-bedroom townhouse with attached garage, perfectly positioned for first-time buyers chasing value, privacy, and location. Tucked into a family-friendly East Galt community, this unit backs onto mature trees and a quiet church parking lot - no rear neighbours, no staring into someone else's backyard. Just clean, private outdoor space and a peaceful setting that's hard to find at this price point. Inside, you'll find a bright, open-concept layout that's been refreshed top to bottom with a modern, low-maintenance finish. Upstairs delivers three well-sized bedrooms, including an oversized primary with a massive sun-filled window - the kind of natural light that makes the space feel bigger, better, and more expensive than it is. Here's where it wins: Low condo fees + low taxes = real affordability. Attached garage = convenience and value. Turnkey condition = no extra spend after closing. Location seals it. You're minutes to schools, parks, trails, shopping, transit, and major routes, making daily life simple and efficient - exactly what first-time buyers need. This isn't just a home - it's a smart financial move. Private setting. Low monthly cost. Fully updated. Opportunities like this don't sit.
Estimate your monthly payments for this property
Estimated Payment
$2,051.69/mo
Includes CMHC insurance ($11,157)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Cambridge
Cambridge is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Cambridge
- •Convenient location in Cambridge
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Cambridge offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
135 Chalmers Street Unit 18, Cambridge
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $286/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Negotiation Opportunity
At 82 days on site, this property has exceeded the typical selling timeline for Cambridge. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.
Condo Considerations
For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.