13348 McCowan Road, Whitchurch-Stouffville

Price: $2,400,000

6 bedrooms, 6 bathrooms

5,000+ sqft

Property Type: Detached

MLS#: N12775040

Nestled within tranquil natural surroundings, this exceptional custom-built Victorian estate sits on 1.24 acres and offers a rare blend of elegance and privacy. A picturesque private pond, home to colorful koi and abundant bass, invites year-round enjoyment-from peaceful fishing to winter ice skating. Expansive grounds and wrap-around decks showcase sweeping views in every direction, creating an ideal setting for outdoor living. Inside, the beautifully updated kitchen features a large centre island, breakfast area, and premium Miele and Wolf appliances, flowing seamlessly into inviting living spaces including a warm family room and a sun-filled sunroom perfect for birdwatching. Designed with comfort in mind, the home offers dual staircases for added privacy, three generous ensuite bedrooms, and two additional guest rooms. The walk-out basement elevates the lifestyle experience with a bar, recreation areas, gym, and sauna, making it an entertainer's dream and a private retreat all in one.

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$2,400,000 - 13348 McCowan Road, Whitchurch-Stouffville

Detached for Sale in Whitchurch-Stouffville

73 days on market
6Beds
6Baths
5,000+Sq Ft
Detached
Property Details
MLS Number
N12775040
Property Type
Detached
Status
active
Days on Site
73
Bedrooms
6
Bathrooms
6
Square Feet
5,000+ sqft
Neighbourhood
Whitchurch-Stouffville
Listing Brokerage
CENTRAL HOME REALTY INC.
Description

Nestled within tranquil natural surroundings, this exceptional custom-built Victorian estate sits on 1.24 acres and offers a rare blend of elegance and privacy. A picturesque private pond, home to colorful koi and abundant bass, invites year-round enjoyment-from peaceful fishing to winter ice skating. Expansive grounds and wrap-around decks showcase sweeping views in every direction, creating an ideal setting for outdoor living. Inside, the beautifully updated kitchen features a large centre island, breakfast area, and premium Miele and Wolf appliances, flowing seamlessly into inviting living spaces including a warm family room and a sun-filled sunroom perfect for birdwatching. Designed with comfort in mind, the home offers dual staircases for added privacy, three generous ensuite bedrooms, and two additional guest rooms. The walk-out basement elevates the lifestyle experience with a bar, recreation areas, gym, and sauna, making it an entertainer's dream and a private retreat all in one.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$10,616.01/mo

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5-yr fixed avg.

Principal: $1,920,000Interest: $1,264,803
Mortgage Amount$1,920,000
Total Interest$1,264,803
Est. Property Tax$1,700/mo
Total Cost$3,184,803

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Whitchurch-Stouffville

Discover Whitchurch-Stouffville

Whitchurch-Stouffville is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Whitchurch-Stouffville

  • Convenient location in Whitchurch-Stouffville
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Whitchurch-Stouffville offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

13348 McCowan Road, Whitchurch-Stouffville

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$5,600/mo
Range: $4,760 - $6,440
Cap Rate (ROI)
1.7%
Below Average

Monthly Cash Flow Breakdown

Rental Income+$5,600
Maintenance Fees-$0
Property Tax (est.)-$1,700
Insurance (est.)-$500
Net Cash Flow+$3,400

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $480/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 73 days on site, this property has exceeded the typical selling timeline for Whitchurch-Stouffville. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Detached Home Advantages

Detached homes in Whitchurch-Stouffville are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Larger Home Realities

At 5,000 sqft, this is a substantial home. Budget approximately $400-600/month more for utilities compared to an average-sized home. Maintenance costs scale with size too - roof, HVAC, and cleaning all cost more. That said, space is a luxury that's hard to add later, and larger homes often have better resale in family-oriented neighbourhoods.

Excellent Flexibility

With 6 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in Whitchurch-Stouffville.

Bathroom Count Matters

With 6 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

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