132 James Street, Barrie

Price: $975,000

6 bedrooms, 3 bathrooms

2,000 - 2,499 sqft

Property Type: Detached

MLS#: S12970442

Welcome to 132 James Street, perfectly situated in Barrie's highly sought-after Ardagh Bluffs-a true family-friendly neighbourhood known for its quiet streets, excellent schools, parks, and endless walking trails. This is the kind of community where kids ride bikes, neighbours connect, and everything you need is just minutes away.Offering over 2,700 sq. ft. of finished living space, this spacious home is ideal for growing families and those who love to entertain. The main level features a bright living and dining room with hardwood flooring, along with a warm and inviting family room complete with a cozy gas fireplace. The eat-in kitchen is the heart of the home and opens directly to your private backyard oasis. Step outside and discover the highlight of this property - a huge in-ground pool, perfect for hosting friends and family, summer BBQs, birthday parties, or simply relaxing on warm days. This backyard is designed for creating memories and enjoying the best of outdoor living.Upstairs, you'll find four generously sized bedrooms, all with hardwood flooring. The primary suite offers a walk-in closet and a private 4-piece ensuite, providing a comfortable retreat at the end of the day. The fully finished lower level adds incredible flexibility with an additional bedroom, a 4-piece bathroom, a large recreation/games area, and a second family room with a fireplace - an ideal setup for an in-law suite, teens, or extended family.The location is exceptional. Families will love the short 5-minute walk to Ferndale Woods Elementary School, along with nearby parks, playgrounds, and scenic walking trails. Everyday conveniences such as Zehrs, the community centre, pharmacy, coffee shops, and banks are all close by. For commuters, quick access to Hwy 400 makes travel effortless, while Highways 26 and 90 put you on the gateway to recreation, golf courses, and beautiful beaches.More than just a home - it's a lifestyle in one of Barrie's best family neighbourhoods!

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$975,000 - 132 James Street, Barrie

Detached for Sale in Barrie

72 days on market
6Beds
3Baths
2,000 - 2,499Sq Ft
Detached
Property Details
MLS Number
S12970442
Property Type
Detached
Status
active
Days on Site
72
Bedrooms
6
Bathrooms
3
Square Feet
2,000 - 2,499 sqft
Neighbourhood
Barrie
Listing Brokerage
KELLER WILLIAMS EXPERIENCE REALTY
Description

Welcome to 132 James Street, perfectly situated in Barrie's highly sought-after Ardagh Bluffs-a true family-friendly neighbourhood known for its quiet streets, excellent schools, parks, and endless walking trails. This is the kind of community where kids ride bikes, neighbours connect, and everything you need is just minutes away.Offering over 2,700 sq. ft. of finished living space, this spacious home is ideal for growing families and those who love to entertain. The main level features a bright living and dining room with hardwood flooring, along with a warm and inviting family room complete with a cozy gas fireplace. The eat-in kitchen is the heart of the home and opens directly to your private backyard oasis. Step outside and discover the highlight of this property - a huge in-ground pool, perfect for hosting friends and family, summer BBQs, birthday parties, or simply relaxing on warm days. This backyard is designed for creating memories and enjoying the best of outdoor living.Upstairs, you'll find four generously sized bedrooms, all with hardwood flooring. The primary suite offers a walk-in closet and a private 4-piece ensuite, providing a comfortable retreat at the end of the day. The fully finished lower level adds incredible flexibility with an additional bedroom, a 4-piece bathroom, a large recreation/games area, and a second family room with a fireplace - an ideal setup for an in-law suite, teens, or extended family.The location is exceptional. Families will love the short 5-minute walk to Ferndale Woods Elementary School, along with nearby parks, playgrounds, and scenic walking trails. Everyday conveniences such as Zehrs, the community centre, pharmacy, coffee shops, and banks are all close by. For commuters, quick access to Hwy 400 makes travel effortless, while Highways 26 and 90 put you on the gateway to recreation, golf courses, and beautiful beaches.More than just a home - it's a lifestyle in one of Barrie's best family neighbourhoods!

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$5,002.26/mo

Includes CMHC insurance ($27,203)

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5-yr fixed avg.

Principal: $877,500Interest: $595,974
Mortgage Amount$904,703
Total Interest$595,974
Est. Property Tax$691/mo
Total Cost$1,500,677

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Barrie

Discover Barrie

Barrie is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Barrie

  • Convenient location in Barrie
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Barrie offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

132 James Street, Barrie

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$4,100/mo
Range: $3,485 - $4,715
Cap Rate (ROI)
3.9%
Fair

Monthly Cash Flow Breakdown

Rental Income+$4,100
Maintenance Fees-$0
Property Tax (est.)-$691
Insurance (est.)-$203
Net Cash Flow+$3,206

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $488/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 72 days on site, this property has exceeded the typical selling timeline for Barrie. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Detached Home Advantages

Detached homes in Barrie are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Excellent Flexibility

With 6 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in Barrie.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Investment Perspective

Looking at this as an investment: Barrie properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $4,063 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    132 James Street, Barrie | $975,000 | Battaglia Team