$498,000 - 131A Louth Street, St. Catharines
Semi-Detached for Sale in St. Catharines
New — Listed 3 days ago- MLS Number
- X12765896
- Property Type
- Semi-Detached
- Status
- active
- Days on Site
- 3
- Bedrooms
- 3
- Bathrooms
- 3
- Square Feet
- 1,100 sqft
- Neighbourhood
- St. Catharines
- Listing Brokerage
- SMART SOLD REALTY
Fully Renovated Semi-Detached Home Located In A Highly Desirable Area Of St. Catharines, Offering An Excellent Opportunity For Both Investors And End-Users.This Move-In-Ready Home Features 3 Bedrooms And 3 Bathrooms With A Functional And Versatile Layout. The Main Floor Offers A Bright Open-Concept Kitchen, Living, And Dining Area. The Kitchen Boasts Stone Countertops And A Large Central Island, Providing Ample Workspace And Storage - Perfect For Cooking, Entertaining, Or Family Gatherings. The Fully Finished Basement With A Separate Entrance Includes A Spacious Recreation Area That Can Easily Be Used As A Home Office, Gym, Or Playroom, Along With A Laundry Area And A Full Bathroom, Providing Flexible Use For Extended Family Or Rental Potential.Outside, The Property Boasts A Southwest-Facing, Fully Fenced Backyard With A Large Deck, Perfect For Outdoor Entertaining. Parking Is Plentiful With A Single-Car Garage And A Driveway Accommodating Up To 4 Vehicles.The Location Is Ideal For Families: Westdale Public School, A Top-Ranking Elementary School, Is Just Steps Away, While A Montessori Daycare Is Located Right Across The Street. Convenient Public Transit Offers Direct Routes To Brock University, Walmart Shopping Centre, Downtown, And The Hospital.Significant System Upgrades Include A 2021 Furnace, An Owned Hot Water Heater (2021), And A New Heat Pump Installed In 2024, Delivering Energy Efficiency, Comfort, And Long-Term Peace Of Mind. The Property Is Currently Rented At $2,700 Per Month, Offering Great Cash Flow. Making This An Ideal Option For Buyers Seeking Either An Investment Property Or A Future Owner-Occupied Home.
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Estimated Payment
$2,555.00/mo
Includes CMHC insurance ($13,894)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover St. Catharines
St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in St. Catharines
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
131A Louth Street, St. Catharines
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 25+ years of GTA real estate experience
Competitive Pricing
At $453/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Just Listed - Act Strategically
This property hit the market within the last week. In St. Catharines's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.
Detached Home Advantages
Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
Bathroom Count Matters
With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.