13 Richmond Street, Hamilton

Price: $789,900

3 bedrooms, 2 bathrooms

1,500 - 1,999 sqft

Property Type: Detached

MLS#: X13130740

Welcome to this charming 3-bedroom, 2-bathroom home ideally located directly across from a park and beautiful community garden. Offering a perfect blend of character, thoughtful updates, and modern conveniences, this home is just a short walk to the vibrant shops, cafés, and restaurants of Locke Street. The living and dining room showcase original crown mouldings, adding timeless character to the main floor. A highly functional 2021 mudroom addition with main-floor laundry provides convenient access from the driveway and offers ample storage-perfect for busy households. Recent upgrades include a brand-new custom bathroom with heated floors, a 200-amp electrical panel with a Level-2 EV charger (50-amp), and numerous exterior improvements. The roof was replaced in 2016, while new exterior siding and porch upgrades were completed in 2021, featuring a custom fiberglass front door with transom, stonework, and cedar soffit detailing. Exterior pot lights provide excellent curb appeal and evening ambiance. Step outside to enjoy the 2022 five-seater saltwater spa, creating a relaxing backyard retreat. The spacious primary bedroom includes a custom walk-in closet , and the unfinished basement provides ample storage space. Parking is exceptional for this neighbourhood, with a garage and driveway space for up to four vehicles-a rare and valuable feature in Kirkendall. A wonderful opportunity to enjoy a well-maintained home in one of Hamilton's most desirable and walkable neighbourhoods. 2026 sump pump with heat trace line and partial Clean Space Wall System installed by OMNI Basement with transferable warranty.

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$789,900 - 13 Richmond Street, Hamilton

Detached for Sale in Hamilton

32 days on market
3Beds
2Baths
1,500 - 1,999Sq Ft
Detached
Property Details
MLS Number
X13130740
Property Type
Detached
Status
active
Days on Site
32
Bedrooms
3
Bathrooms
2
Square Feet
1,500 - 1,999 sqft
Neighbourhood
Hamilton
Listing Brokerage
RE/MAX ESCARPMENT REALTY INC.
Description

Welcome to this charming 3-bedroom, 2-bathroom home ideally located directly across from a park and beautiful community garden. Offering a perfect blend of character, thoughtful updates, and modern conveniences, this home is just a short walk to the vibrant shops, cafés, and restaurants of Locke Street. The living and dining room showcase original crown mouldings, adding timeless character to the main floor. A highly functional 2021 mudroom addition with main-floor laundry provides convenient access from the driveway and offers ample storage-perfect for busy households. Recent upgrades include a brand-new custom bathroom with heated floors, a 200-amp electrical panel with a Level-2 EV charger (50-amp), and numerous exterior improvements. The roof was replaced in 2016, while new exterior siding and porch upgrades were completed in 2021, featuring a custom fiberglass front door with transom, stonework, and cedar soffit detailing. Exterior pot lights provide excellent curb appeal and evening ambiance. Step outside to enjoy the 2022 five-seater saltwater spa, creating a relaxing backyard retreat. The spacious primary bedroom includes a custom walk-in closet , and the unfinished basement provides ample storage space. Parking is exceptional for this neighbourhood, with a garage and driveway space for up to four vehicles-a rare and valuable feature in Kirkendall. A wonderful opportunity to enjoy a well-maintained home in one of Hamilton's most desirable and walkable neighbourhoods. 2026 sump pump with heat trace line and partial Clean Space Wall System installed by OMNI Basement with transferable warranty.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$4,052.60/mo

Includes CMHC insurance ($22,038)

$
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5%10%50%

5-yr fixed avg.

Principal: $710,910Interest: $482,831
Mortgage Amount$732,948
Total Interest$482,831
Est. Property Tax$560/mo
Total Cost$1,215,779

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Hamilton

Discover Hamilton

Hamilton is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Hamilton

  • Convenient location in Hamilton
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Hamilton offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

13 Richmond Street, Hamilton

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,800/mo
Range: $2,380 - $3,220
Cap Rate (ROI)
3.2%
Fair

Monthly Cash Flow Breakdown

Rental Income+$2,800
Maintenance Fees-$0
Property Tax (est.)-$560
Insurance (est.)-$165
Net Cash Flow+$2,075

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $527/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 32 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in Hamilton are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Investment Perspective

Looking at this as an investment: Hamilton properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,291 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    13 Richmond Street, Hamilton — $789,900 | Battaglia Team