$1,350,000 - 126 Oxford Street, Guelph
Detached for Sale in Guelph
- MLS Number
- X13207982
- Property Type
- Detached
- Status
- active
- Days on Site
- 16
- Bedrooms
- 3
- Bathrooms
- 3
- Square Feet
- 2,000 - 2,499 sqft
- Neighbourhood
- Guelph
- Listing Brokerage
- Coldwell Banker Neumann Real Estate
A rare offering in one of Guelph's most sought-after mature neighbourhoods, 126 Oxford Street bridges timeless character with the comfort, efficiency, and functionality of a newly constructed home. Brand new and never lived in, it offers the unique opportunity to be the first to call this address home. In a neighbourhood where buyers are often forced to compromise on layout, storage, and lower-level usability, this home delivers a refreshing alternative with approximately 2,500 sq. ft. of thoughtfully designed living space built for modern lifestyles. The main floor is anchored by a stunning open-concept kitchen featuring an oversized island, custom cabinetry, premium finishes, and a walk-in pantry, all flowing into the surrounding living and dining spaces. Expansive windows fill the home with natural light, while hardwood flooring and carefully considered design details create a warm yet refined atmosphere. A sunken mudroom adds both character and everyday practicality, making the space as functional as it is beautiful. Upstairs, three well-appointed bedrooms provide comfortable accommodations for anyone who values space and thoughtful design. The primary suite is beautifully finished with a vessel tub and oversized walk-in shower in the ensuite. The main bathroom mirrors the same elevated design, while the cleverly designed laundry room offers dual access from both the hallway and primary suite for added convenience. What truly sets this home apart within the neighbourhood is the lower level. Built on a poured concrete foundation, the space offers the structural integrity and moisture resistance that owners of a downtown home can only dream of, paired with 9-foot ceilings, a separate entrance, and rough-ins for a future kitchen or bar. The result is exceptional flexibility for an in-law suite, income potential, or a customized entertainment area. 126 Oxford: an exceptional opportunity that stands apart and delivers on every level.
Estimate your monthly payments for this property
Estimated Payment
$5,971.51/mo
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Guelph
Guelph is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Guelph
- •Convenient location in Guelph
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Guelph offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
126 Oxford Street, Guelph
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $675/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Market Position
At 16 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.
Detached Home Advantages
Detached homes in Guelph are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
Bathroom Count Matters
With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.
Investment Perspective
Looking at this as an investment: Guelph properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $5,625 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.