123 SOUTH Drive, St. Catharines

Price: $872,500

4 bedrooms, 4 bathrooms

2,000 - 2,499 sqft

Property Type: Detached

MLS#: X13151928

This charming Tudor-style home in the heart of Old Glenridge offers the perfect balance of timeless character and modern convenience. With approximately 2,500 square feet of finished space plus a fully developed lower level, this residence is ideal for family living. The main floor features a formal living room with fireplace, an adjoining den that makes a perfect office or reading nook, a spacious dining room for gatherings, and a bright four-season sunroom off the kitchen with patio doors to a private patio and perennial gardens. The thoughtful layout also includes main floor laundry and a separate side entrance. Upstairs youll find four well-sized bedrooms, including a primary suite with walk-in closet and 3-piece ensuite. The additional bedrooms each feature laminate flooring and double closets, providing plenty of space for the whole family. The lower level is fully finished with a rec room, games area, exercise space, and a roughed-in kitchenette, creating excellent potential for an in-law suite or expanded living space. Updates such as a granite-topped kitchen island, 200-amp service, central air, and pressed concrete walkways add to the appeal. Situated within walking distance to Burgoyne Woods, downtown St. Catharines and the Meridian Centre, and conveniently located about halfway between Brock Universitys upper and lower campuses, this property combines lifestyle, location, and practicality in one of the citys most sought-after neighbourhoods.

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$872,500 - 123 SOUTH Drive, St. Catharines

Detached for Sale in St. Catharines

4Beds
4Baths
2,000 - 2,499Sq Ft
Detached
Property Details
MLS Number
X13151928
Property Type
Detached
Status
active
Days on Site
30
Bedrooms
4
Bathrooms
4
Square Feet
2,000 - 2,499 sqft
Neighbourhood
St. Catharines
Listing Brokerage
RE/MAX NIAGARA REALTY LTD, BROKERAGE
Description

This charming Tudor-style home in the heart of Old Glenridge offers the perfect balance of timeless character and modern convenience. With approximately 2,500 square feet of finished space plus a fully developed lower level, this residence is ideal for family living. The main floor features a formal living room with fireplace, an adjoining den that makes a perfect office or reading nook, a spacious dining room for gatherings, and a bright four-season sunroom off the kitchen with patio doors to a private patio and perennial gardens. The thoughtful layout also includes main floor laundry and a separate side entrance. Upstairs youll find four well-sized bedrooms, including a primary suite with walk-in closet and 3-piece ensuite. The additional bedrooms each feature laminate flooring and double closets, providing plenty of space for the whole family. The lower level is fully finished with a rec room, games area, exercise space, and a roughed-in kitchenette, creating excellent potential for an in-law suite or expanded living space. Updates such as a granite-topped kitchen island, 200-amp service, central air, and pressed concrete walkways add to the appeal. Situated within walking distance to Burgoyne Woods, downtown St. Catharines and the Meridian Centre, and conveniently located about halfway between Brock Universitys upper and lower campuses, this property combines lifestyle, location, and practicality in one of the citys most sought-after neighbourhoods.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$4,476.38/mo

Includes CMHC insurance ($24,343)

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5%10%50%

5-yr fixed avg.

Principal: $785,250Interest: $533,320
Mortgage Amount$809,593
Total Interest$533,320
Est. Property Tax$618/mo
Total Cost$1,342,913

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

123 SOUTH Drive, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,300/mo
Range: $2,805 - $3,795
Cap Rate (ROI)
3.4%
Fair

Monthly Cash Flow Breakdown

Rental Income+$3,300
Maintenance Fees-$0
Property Tax (est.)-$618
Insurance (est.)-$182
Net Cash Flow+$2,500

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $436/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 30 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to St. Catharines. Good resale value as demand remains consistent.

Bathroom Count Matters

With 4 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Investment Perspective

Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,635 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    123 SOUTH Drive, St. Catharines | $872,500 | Battaglia Team