$699,900 - 118 Cedar Street, Whitby
Detached for Sale in Whitby
109 days on market- MLS Number
- E12825094
- Property Type
- Detached
- Status
- active
- Days on Site
- 109
- Bedrooms
- 3
- Bathrooms
- 2
- Square Feet
- 1,500 - 1,999 sqft
- Neighbourhood
- Whitby
- Listing Brokerage
- COLDWELL BANKER ELECTRIC REALTY
5 THINGS YOU'LL LOVE ABOUT THIS HOME: 1) THE LOCATION - Enjoy the best of both worlds: downtown convenience with the peace and quiet of living on a dead-end street. Ideally situated near the heart of Whitby, you're just minutes from, restaurants, transit, and quick access to Highway 401, making commuting and daily errands effortless. 2) THE YARD - This spacious, drive-in backyard is a rare find so close to downtown. Featuring a two-tiered deck with a pergola, an overbuilt shed with a durable metal roof, and hydro for added convenience, this outdoor space is ready for entertaining, hobbies, or relaxing evenings under the stars. Fully fenced and tucked away from the bustle, it offers privacy and room to play. 3) THE DEDICATED OFFICE - Working from home has never looked better! This bright and inviting office features French glass doors for, built-in shelving for organization, and plenty of natural light. Thoughtfully designed, it's the perfect space for focused work, study sessions, or creative pursuits. 4) THE SPA-LIKE PRIMARY RETREAT - Unwind in your own private sanctuary. The primary bedroom offers a walk-in closet with built-ins and a beautifully finished 3-piece ensuite complete with a glass shower, custom tile work, and a skylight that fills the space with natural light, bringing a spa-like feel to your everyday routine. 5) THE DINING AREA - Spacious, open, and made for gathering, the dining room impresses with soaring 10.5-foot ceilings and warm engineered hardwood floors that flow seamlessly throughout the main level. Conveniently located just off the kitchen, it's an ideal setting for family dinners, holiday celebrations, or hosting friends in style. UTILITIES - Gas: $50/mo, Hydro: $209.91/mo, Water: $100/mo, Water Heater: $16/mo. YEARS - Roof: Metal 2021, Furnace: Goodman 2012, AC: Carrier 2022, Water Heater: Rented 2025, Plumbing: Copper & ABS, Electrical: 100A & Breakers & Copper, Extension: 2018, Deck: 2019, Interior Reno: 2020, Bathroom: 2026.
Estimate your monthly payments for this property
Estimated Payment
$3,590.85/mo
Includes CMHC insurance ($19,527)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Whitby
Whitby is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Whitby
- •Convenient location in Whitby
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Whitby offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
118 Cedar Street, Whitby
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $467/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Negotiation Opportunity
At 109 days on site, this property has exceeded the typical selling timeline for Whitby. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.
Detached Home Advantages
Detached homes in Whitby are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
Investment Perspective
Looking at this as an investment: Whitby properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,916 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.