116 Lowell Avenue, St. Catharines

Price: $499,900

3 bedrooms, 2 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: X13424790

Beautiful century home with old style character and charm mixed with modern conveniences. Located near the heart of downtown and walking distance to everything! Enjoy the countless restaurants and boutiques just a short walk away. Take in a show at the Performing Arts Centre. More of a concert goer? Catch your favorite band or an Ice Dogs game at the Meridian Centre. Enjoy a stroll through picturesque Montebello park where the annual Wine Festival is held. Enjoy your morning coffee on the expansive covered front porch. Enter into a spacious foyer where you will find a living room/dining room combination to your left. Lots of room for the whole family in the eat in dining room. Through the kitchen there is a bonus addition which includes a family room and 2 pc bathroom, a rare find. The door from the family room leads to a fenced yard with a deck great for entertaining on those nice summer nights. The kitchen includes all the appliances and a walk in pantry for ample storage. Take the wood staircase up to the second level where you will find 3 good sized bedrooms and an updated 4pc bathroom. This home is an excellent option for investors, first time buyers or those looking to downsize. This one way street keeps the flow of traffic down and the property includes a private driveway for two vehicles. Some notable updates include, insulation, 100amp service on breakers, windows in 2019 and brand new A/C 2025. Shingles over addition replaced 2025. This home is close to all amenities and may be exactly what you are looking for!

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active
New Listing
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$499,900 - 116 Lowell Avenue, St. Catharines

Detached for Sale in St. Catharines

New — Listed 3 days ago
3Beds
2Baths
1,100 - 1,499Sq Ft
Detached
Property Details
MLS Number
X13424790
Property Type
Detached
Status
active
Days on Site
3
Bedrooms
3
Bathrooms
2
Square Feet
1,100 - 1,499 sqft
Neighbourhood
St. Catharines
Lot Size
2,615 sqft
Listing Brokerage
ROYAL LEPAGE NRC REALTY
Description

Beautiful century home with old style character and charm mixed with modern conveniences. Located near the heart of downtown and walking distance to everything! Enjoy the countless restaurants and boutiques just a short walk away. Take in a show at the Performing Arts Centre. More of a concert goer? Catch your favorite band or an Ice Dogs game at the Meridian Centre. Enjoy a stroll through picturesque Montebello park where the annual Wine Festival is held. Enjoy your morning coffee on the expansive covered front porch. Enter into a spacious foyer where you will find a living room/dining room combination to your left. Lots of room for the whole family in the eat in dining room. Through the kitchen there is a bonus addition which includes a family room and 2 pc bathroom, a rare find. The door from the family room leads to a fenced yard with a deck great for entertaining on those nice summer nights. The kitchen includes all the appliances and a walk in pantry for ample storage. Take the wood staircase up to the second level where you will find 3 good sized bedrooms and an updated 4pc bathroom. This home is an excellent option for investors, first time buyers or those looking to downsize. This one way street keeps the flow of traffic down and the property includes a private driveway for two vehicles. Some notable updates include, insulation, 100amp service on breakers, windows in 2019 and brand new A/C 2025. Shingles over addition replaced 2025. This home is close to all amenities and may be exactly what you are looking for!

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,564.75/mo

Includes CMHC insurance ($13,947)

$
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5%10%50%

5-yr fixed avg.

Principal: $449,910Interest: $305,567
Mortgage Amount$463,857
Total Interest$305,567
Est. Property Tax$354/mo
Total Cost$769,424

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

116 Lowell Avenue, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,800/mo
Range: $2,380 - $3,220
Cap Rate (ROI)
5.6%
Good

Monthly Cash Flow Breakdown

Rental Income+$2,800
Maintenance Fees-$0
Property Tax (est.)-$354
Insurance (est.)-$104
Net Cash Flow+$2,342

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $454/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Just Listed - Act Strategically

This property hit the market within the last week. In St. Catharines's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    116 Lowell Avenue, St. Catharin… — $499,900 | Battaglia Team