$675,000 - 114 Second Street, Hamilton
Detached for Sale in Hamilton
41 days on market- MLS Number
- X13090896
- Property Type
- Detached
- Status
- active
- Days on Site
- 41
- Bedrooms
- 3
- Bathrooms
- 2
- Square Feet
- 700 - 1,099 sqft
- Neighbourhood
- Hamilton
- Listing Brokerage
- ROYAL LEPAGE STATE REALTY
Welcome to 114 Second Street North, ideally located in the sought-after Battlefield neighbourhood of Lower Stoney Creek (District 51). This well-maintained 1 storey home features a functional layout with thoughtful updates, making it an excellent opportunity for first-time buyers, downsizers, or investors looking for value in a family-friendly community just steps to parks and green space. The main level features a bright, open-concept design that seamlessly connects the living, dining, and kitchen areas-perfect for both everyday living and entertaining. The primary bedroom is conveniently located on the main floor and includes sliding glass doors leading to a private side deck, creating a comfortable indoor-outdoor retreat. An entrance from the back of the home provides direct access to the lower level, providing flexibility for extended family living or future potential. The upper level features two additional bedrooms, enhanced by higher knee walls (approximately 6 feet), creating more usable space than typical 1 storey homes. One bedroom is currently configured as an oversized walk-in closet, complemented by a convenient two-piece bathroom. The finished lower level expands the living space with a large family room featuring a dry bar, a four-piece bathroom, and a combined utility/laundry area-ideal for recreation, guests, or multi-generational use. Key updates and features include new shingles (2024), 100-amp breaker panel, central air conditioning, and an expansive private driveway accommodating up to five vehicles. Situated on a 50 x 98 ft lot, this property provides both space and practicality. Commuters will appreciate quick access to the Red Hill Valley Parkway and QEW, while nearby amenities, schools, and parks enhance the lifestyle appeal of this established neighbourhood. A solid opportunity in a convenient location-featuring flexibility, functionality, and long-term value.
Estimate your monthly payments for this property
Estimated Payment
$3,463.10/mo
Includes CMHC insurance ($18,833)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Hamilton
Hamilton is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Hamilton
- •Convenient location in Hamilton
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Hamilton offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
114 Second Street, Hamilton
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Fair Market Value
At $964/sqft, this property is priced in line with current Hamilton market conditions. The pricing suggests the seller has done their homework. We may have modest room for negotiation, typically 2-4% in today's market.
Market Position
At 41 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.
Detached Home Advantages
Detached homes in Hamilton are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Efficient Living
At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
Investment Perspective
Looking at this as an investment: Hamilton properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,813 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.