113 Steven Street, Hamilton

Price: $459,900

3 bedrooms, 1 bathrooms

700 - 1,099 sqft

Property Type: Detached

MLS#: X12813164

Pride of ownership is evident in this lovely 3 bedroom home. As you enter the foyer, take note of the wainscotting and crown molding found throughout adding elegance and style. The living room and bedrooms also all have beautiful laminate floors. The eat-in kitchen has lots of cupboards and sliding doors leading to a side patio area making for easy access for BBQing. The dining area is adjacent to the kitchen as well as the four piece bathroom. You will be impressed to see that there is main floor laundry and a convenient office area adjacent to the back door leading to a fenced yard. The back yard is a good size and there is a gate that can open making the area available for parking off the laneway if desired or alternatively it can be used for open space enjoyment as there is also parking in the front yard. A shed is included for handy outside storage. The basement was formally finished but the current owner had the finished areas removed in order to water proof the basement and have a sump pump installed to address some moisture issues. This work was all completed in 2025 under a City of Hamilton program. The basement also has electrical installed, the ceilings finished, some partitioning and drywall remaining from the previous finished basement. There is a rough in for a 3 piece bathroom which is also framed so the basement is ready to complete to your own finishing touches. The shingles were replaced in 2024 also under a City of Hamilton Program. A disclosure is provided with respect to the shingles and basement waterproofing. All appliances are included but the stove, which is working, is in as-is condition due to the door. This house is a great place to call home!!

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$459,900 - 113 Steven Street, Hamilton

Detached for Sale in Hamilton

112 days on market
3Beds
1Baths
700 - 1,099Sq Ft
Detached
Property Details
MLS Number
X12813164
Property Type
Detached
Status
active
Days on Site
112
Bedrooms
3
Bathrooms
1
Square Feet
700 - 1,099 sqft
Neighbourhood
Hamilton
Lot Size
3,218 sqft
Listing Brokerage
ROYAL LEPAGE STATE REALTY
Description

Pride of ownership is evident in this lovely 3 bedroom home. As you enter the foyer, take note of the wainscotting and crown molding found throughout adding elegance and style. The living room and bedrooms also all have beautiful laminate floors. The eat-in kitchen has lots of cupboards and sliding doors leading to a side patio area making for easy access for BBQing. The dining area is adjacent to the kitchen as well as the four piece bathroom. You will be impressed to see that there is main floor laundry and a convenient office area adjacent to the back door leading to a fenced yard. The back yard is a good size and there is a gate that can open making the area available for parking off the laneway if desired or alternatively it can be used for open space enjoyment as there is also parking in the front yard. A shed is included for handy outside storage. The basement was formally finished but the current owner had the finished areas removed in order to water proof the basement and have a sump pump installed to address some moisture issues. This work was all completed in 2025 under a City of Hamilton program. The basement also has electrical installed, the ceilings finished, some partitioning and drywall remaining from the previous finished basement. There is a rough in for a 3 piece bathroom which is also framed so the basement is ready to complete to your own finishing touches. The shingles were replaced in 2024 also under a City of Hamilton Program. A disclosure is provided with respect to the shingles and basement waterproofing. All appliances are included but the stove, which is working, is in as-is condition due to the door. This house is a great place to call home!!

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,359.53/mo

Includes CMHC insurance ($12,831)

$
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5-yr fixed avg.

Principal: $413,910Interest: $281,116
Mortgage Amount$426,741
Total Interest$281,116
Est. Property Tax$326/mo
Total Cost$707,858

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Hamilton

Discover Hamilton

Hamilton is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Hamilton

  • Convenient location in Hamilton
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Hamilton offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

113 Steven Street, Hamilton

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,800/mo
Range: $2,380 - $3,220
Cap Rate (ROI)
6.2%
Excellent

Monthly Cash Flow Breakdown

Rental Income+$2,800
Maintenance Fees-$0
Property Tax (est.)-$326
Insurance (est.)-$96
Net Cash Flow+$2,378

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $657/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 112 days on site, this property has exceeded the typical selling timeline for Hamilton. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Detached Home Advantages

Detached homes in Hamilton are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Efficient Living

At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    113 Steven Street, Hamilton — $459,900 | Battaglia Team