110 Cottingham Street, Toronto C02

Price: $2,749,000

4 bedrooms, 4 bathrooms

2,000 - 2,499 sqft

Property Type: Semi-Detached

MLS#: C13421634

110 Cottingham Street - Once-in-a-Lifetime Summerhill Masterpiece. Welcome to Summerhill, Toronto - where timeless elegance dances with urban vitality. Tucked at the very end of the coveted north side of one of Toronto's most legendary streets lies 110 Cottingham Street - a rare, one-of-one 4-bedroom, 4-bathroom, three-storey semi-detached home on an exceptional 26 x 160 foot lot. Passionately curated and meticulously cared for over 30 years, this is a true urban oasis and generational opportunity. Boasting one of the deepest and most desirable lots in Summerhill, the property is framed by towering mature trees along the eastern boundary, creating a breathtaking natural canopy of beauty, shade, and unparalleled privacy. Laneway parking leads to a 1.5-car garage with legal capacity for two vehicles - a standout convenience. Inside, the rare three-storey layout offers gracious proportions and abundant natural light. The second floor features three well-appointed bedrooms, including one with a serene south-facing balcony enveloped by the mature tree canopy - your private retreat for morning coffee or golden-hour moments. The third-floor primary suite is a sanctuary unto itself, complete with a dedicated lounge area perfect for unwinding, reading, working, or personal wellness. The showstopper is the fully finished, professionally dug and underpinned basement with a full kitchen, bathroom, and separate walk-up entrance. This versatile, self-contained space is ideal for multi-generational living, an income suite, home gym/entertainment lounge, or flexible family use. The lot is also well-suited for potential laneway home development (subject to approvals).

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active
New Listing
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$2,749,000 - 110 Cottingham Street, Yorkville

Semi-Detached for Sale in Yorkville

New — Listed yesterday
4Beds
4Baths
2,000 - 2,499Sq Ft
Semi-Detached
Property Details
MLS Number
C13421634
Property Type
Semi-Detached
Status
active
Days on Site
1
Bedrooms
4
Bathrooms
4
Square Feet
2,000 - 2,499 sqft
Neighbourhood
Annex / Yorkville / Summerhill
Listing Brokerage
HARVEY KALLES REAL ESTATE LTD.
Description

110 Cottingham Street - Once-in-a-Lifetime Summerhill Masterpiece. Welcome to Summerhill, Toronto - where timeless elegance dances with urban vitality. Tucked at the very end of the coveted north side of one of Toronto's most legendary streets lies 110 Cottingham Street - a rare, one-of-one 4-bedroom, 4-bathroom, three-storey semi-detached home on an exceptional 26 x 160 foot lot. Passionately curated and meticulously cared for over 30 years, this is a true urban oasis and generational opportunity. Boasting one of the deepest and most desirable lots in Summerhill, the property is framed by towering mature trees along the eastern boundary, creating a breathtaking natural canopy of beauty, shade, and unparalleled privacy. Laneway parking leads to a 1.5-car garage with legal capacity for two vehicles - a standout convenience. Inside, the rare three-storey layout offers gracious proportions and abundant natural light. The second floor features three well-appointed bedrooms, including one with a serene south-facing balcony enveloped by the mature tree canopy - your private retreat for morning coffee or golden-hour moments. The third-floor primary suite is a sanctuary unto itself, complete with a dedicated lounge area perfect for unwinding, reading, working, or personal wellness. The showstopper is the fully finished, professionally dug and underpinned basement with a full kitchen, bathroom, and separate walk-up entrance. This versatile, self-contained space is ideal for multi-generational living, an income suite, home gym/entertainment lounge, or flexible family use. The lot is also well-suited for potential laneway home development (subject to approvals).

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Estimated Payment

$12,159.75/mo

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5-yr fixed avg.

Principal: $2,199,200Interest: $1,448,726
Mortgage Amount$2,199,200
Total Interest$1,448,726
Est. Property Tax$1,947/mo
Total Cost$3,647,926

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Annex / Yorkville / Summerhill

Discover Annex / Yorkville / Summerhill

Annex / Yorkville / Summerhill is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Annex / Yorkville / Summerhill

  • Convenient location in Annex / Yorkville / Summerhill
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Annex / Yorkville / Summerhill offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

110 Cottingham Street, Annex / Yorkville / Summerhill

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,300/mo
Range: $2,805 - $3,795
Cap Rate (ROI)
0.3%
Below Average

Monthly Cash Flow Breakdown

Rental Income+$3,300
Maintenance Fees-$0
Property Tax (est.)-$1,947
Insurance (est.)-$573
Net Cash Flow+$780

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Premium Pricing

At $1375/sqft, this property is priced above the Yorkville average of $950/sqft. I'd want to see upgraded finishes, premium location, or recent renovations to justify this price point. During our showing, I'll point out exactly what you're paying extra for.

Just Listed - Act Strategically

This property hit the market within the last week. In Yorkville's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Detached Home Advantages

Detached homes in Yorkville are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Yorkville. Good resale value as demand remains consistent.

Bathroom Count Matters

With 4 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Investment Perspective

Looking at this as an investment: Yorkville properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $11,454 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    110 Cottingham Street, Annex… — $2,749,000 | Battaglia Team