1093 Cole Street, Innisfil

Price: $1,089,000

4 bedrooms, 4 bathrooms

3,000 - 3,499 sqft

Property Type: Detached

MLS#: N12864818

Only 3 years old, built in 2023 on a premium 50ft wide lot. This spacious, 3400 sqft home includes an additional, untouched 1700 sqft basement, roughed-in plumbing and 200amp service, ready for your customization. 2 car garage with in-home access overlooking the first enhanced all-inclusive playground, Margaretta Park! Step through the double doors into the sunken foyer with upgraded tiles and enlarged windows throughout. Premium engineered hardwood on main floor and primary bedroom with ceiling heights going from 9ft all the way to 18ft in the open family room. Exceptional natural light with unobstructed views from the front and rear. Upgraded flush mounted floor vents and California Shutters in Kitchen, Family room and 2nd floor ensuite and laundry room. 25 brand new LED pot lights and upgraded light fixtures along hallway and main floor to best showcase the huge kitchen with ample storage. Quartz counters, kitchen island, stainless steel appliances, pantry and oversized sliding patio doors. Head on upstairs on the Canadian oak staircases overlooking the grand family room into one of the 4 bedrooms, all with ensuite washroom access. Primary bedroom includes 5-piece bath with walk-in closet with similar features in all other bedrooms. Laundry room thoughtfully located on 2nd floor for ease and convenience.

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$1,089,000 - 1093 Cole Street, Innisfil

Detached for Sale in Innisfil

101 days on market
4Beds
4Baths
3,000 - 3,499Sq Ft
Detached
Property Details
MLS Number
N12864818
Property Type
Detached
Status
active
Days on Site
101
Bedrooms
4
Bathrooms
4
Square Feet
3,000 - 3,499 sqft
Neighbourhood
Innisfil
Listing Brokerage
ONE PERCENT REALTY LTD.
Description

Only 3 years old, built in 2023 on a premium 50ft wide lot. This spacious, 3400 sqft home includes an additional, untouched 1700 sqft basement, roughed-in plumbing and 200amp service, ready for your customization. 2 car garage with in-home access overlooking the first enhanced all-inclusive playground, Margaretta Park! Step through the double doors into the sunken foyer with upgraded tiles and enlarged windows throughout. Premium engineered hardwood on main floor and primary bedroom with ceiling heights going from 9ft all the way to 18ft in the open family room. Exceptional natural light with unobstructed views from the front and rear. Upgraded flush mounted floor vents and California Shutters in Kitchen, Family room and 2nd floor ensuite and laundry room. 25 brand new LED pot lights and upgraded light fixtures along hallway and main floor to best showcase the huge kitchen with ample storage. Quartz counters, kitchen island, stainless steel appliances, pantry and oversized sliding patio doors. Head on upstairs on the Canadian oak staircases overlooking the grand family room into one of the 4 bedrooms, all with ensuite washroom access. Primary bedroom includes 5-piece bath with walk-in closet with similar features in all other bedrooms. Laundry room thoughtfully located on 2nd floor for ease and convenience.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$4,817.01/mo

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5%20%50%

5-yr fixed avg.

Principal: $871,200Interest: $573,904
Mortgage Amount$871,200
Total Interest$573,904
Est. Property Tax$771/mo
Total Cost$1,445,104

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Innisfil

Discover Innisfil

Innisfil is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Innisfil

  • Convenient location in Innisfil
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Innisfil offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

1093 Cole Street, Innisfil

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,800/mo
Range: $3,230 - $4,370
Cap Rate (ROI)
3.1%
Fair

Monthly Cash Flow Breakdown

Rental Income+$3,800
Maintenance Fees-$0
Property Tax (est.)-$771
Insurance (est.)-$227
Net Cash Flow+$2,802

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $363/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 101 days on site, this property has exceeded the typical selling timeline for Innisfil. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Detached Home Advantages

Detached homes in Innisfil are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Larger Home Realities

At 3,000 sqft, this is a substantial home. Budget approximately $400-600/month more for utilities compared to an average-sized home. Maintenance costs scale with size too - roof, HVAC, and cleaning all cost more. That said, space is a luxury that's hard to add later, and larger homes often have better resale in family-oriented neighbourhoods.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Innisfil. Good resale value as demand remains consistent.

Bathroom Count Matters

With 4 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

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    1093 Cole Street, Innisfil | $1,089,000 | Battaglia Team