$897,000 - 109 Mowat Crescent, Halton Hills
Semi-Detached for Sale in Halton Hills
86 days on market- MLS Number
- W12898304
- Property Type
- Semi-Detached
- Status
- active
- Days on Site
- 86
- Bedrooms
- 3
- Bathrooms
- 3
- Square Feet
- 1,500 - 1,999 sqft
- Neighbourhood
- Halton Hills
- Listing Brokerage
- RE/MAX REAL ESTATE CENTRE INC.
Welcome to 109 Mowat Cres!! This well-maintained 2-storey semi-detached home in the highly sought-after Georgetown North community. Offering approximately 1,750 sq ft of living space (excluding the basement), this home features 3 generously sized bedrooms and 2 full bathrooms on the second floor, along with a convenient powder room on the main level. Enjoy a functional and stylish interior with laminate flooring throughout (carpet on stairs and second floor landing only), a freshly painted interior, and a bright kitchen equipped with stainless steel appliances. The open-concept layout leads to a walkout backyard complete with a deck, gazebo, and shed-perfect for relaxing or entertaining during the warmer months. Situated on a 28.38 x 104.99 ft lot with no sidewalk, this property offers a double driveway with parking for 2 vehicles plus a garage space for 1. Major updates include windows (2020 & 2022), roof (2017), vinyl siding and upgraded insulation (2022), and a water softener (2024), providing peace of mind for years to come. A fantastic opportunity to own a move-in ready home in a family-friendly neighbourhood close to the hospital, parks, library, schools, and all essential amenities.
Estimate your monthly payments for this property
Estimated Payment
$4,602.07/mo
Includes CMHC insurance ($25,026)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Halton Hills
Halton Hills is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Halton Hills
- •Convenient location in Halton Hills
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Halton Hills offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
109 Mowat Crescent, Halton Hills
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $598/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Negotiation Opportunity
At 86 days on site, this property has exceeded the typical selling timeline for Halton Hills. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.
Detached Home Advantages
Detached homes in Halton Hills are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
Bathroom Count Matters
With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.
Investment Perspective
Looking at this as an investment: Halton Hills properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,738 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.