108 Powell Road, Whitby

Price: $729,000

3 bedrooms, 2 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: E13099626

Welcome To 108 Powell Road In The Heart Of Whitby. A Rare Opportunity To Own A Charming 3 Bedroom Bungalow Sitting On An Expansive Lot With R2 Zoning And Endless Potential. This Home Blends Country Charm With Convenience, Offering Peaceful Backyard Views That You Can Enjoy Right From The Kitchen. The Spacious Lot Creates The Perfect Setting For Entertaining, Gardening, Future Possibilities, Or Simply Enjoying The Privacy And Open Space. Inside, You'll Find A Functional Layout Filled With Natural Light And Warm Character Throughout. Whether You're Looking For A Place To Call Home, An Investment Opportunity, Or A Property With Flexible Zoning Potential, This One Checks All The Boxes. Tucked Into A Desirable Whitby Location Close To Amenities, Transit, And Major Routes While Still Giving You That Quiet, Country-Style Feel.

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$729,000 - 108 Powell Road, Whitby

Detached for Sale in Whitby

40 days on market
3Beds
2Baths
1,100 - 1,499Sq Ft
Detached
Property Details
MLS Number
E13099626
Property Type
Detached
Status
active
Days on Site
40
Bedrooms
3
Bathrooms
2
Square Feet
1,100 - 1,499 sqft
Neighbourhood
Whitby
Listing Brokerage
DAN PLOWMAN TEAM REALTY INC.
Description

Welcome To 108 Powell Road In The Heart Of Whitby. A Rare Opportunity To Own A Charming 3 Bedroom Bungalow Sitting On An Expansive Lot With R2 Zoning And Endless Potential. This Home Blends Country Charm With Convenience, Offering Peaceful Backyard Views That You Can Enjoy Right From The Kitchen. The Spacious Lot Creates The Perfect Setting For Entertaining, Gardening, Future Possibilities, Or Simply Enjoying The Privacy And Open Space. Inside, You'll Find A Functional Layout Filled With Natural Light And Warm Character Throughout. Whether You're Looking For A Place To Call Home, An Investment Opportunity, Or A Property With Flexible Zoning Potential, This One Checks All The Boxes. Tucked Into A Desirable Whitby Location Close To Amenities, Transit, And Major Routes While Still Giving You That Quiet, Country-Style Feel.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,740.15/mo

Includes CMHC insurance ($20,339)

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5-yr fixed avg.

Principal: $656,100Interest: $445,605
Mortgage Amount$676,439
Total Interest$445,605
Est. Property Tax$516/mo
Total Cost$1,122,044

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Whitby

Discover Whitby

Whitby is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Whitby

  • Convenient location in Whitby
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Whitby offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

108 Powell Road, Whitby

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,800/mo
Range: $2,380 - $3,220
Cap Rate (ROI)
3.5%
Fair

Monthly Cash Flow Breakdown

Rental Income+$2,800
Maintenance Fees-$0
Property Tax (est.)-$516
Insurance (est.)-$152
Net Cash Flow+$2,132

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $663/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Market Position

At 40 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.

Detached Home Advantages

Detached homes in Whitby are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Investment Perspective

Looking at this as an investment: Whitby properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,038 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    108 Powell Road, Whitby | $729,000 | Battaglia Team