108 Owen Street, Barrie

Price: $975,000

4 bedrooms, 3 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: S12809142

In the heart of downtown Barrie, where tree lined streets meet the energy of vibrant city living, 108 Owen Street offers a rare blend of character, comfort, and modern elegance. Just a short drive to Kempenfelt Bay and the marina and only a five minute walk to Lake Simcoe, you can step into a lifestyle filled with boating, fishing, and peaceful waterfront strolls while still enjoying parks, shops, dining, and entertainment just moments from your door.Behind the gated entry, lush gardens and mature landscaping welcome you into a home designed for both connection and quiet retreat. The backyard is a true private oasis featuring an in ground pool, hot tub, outdoor shower, chef's outdoor kitchen, and a stunning stone fireplace that transforms summer evenings into unforgettable memories.The detached 31 x 24.5 ft double garage with workshop and its own 60 amp panel offers both functionality and opportunity, while generous parking easily accommodates a boat or trailer.Inside, sunlight pours across warm natural wood beam accents in the kitchen and living room, where a gas fireplace creates an inviting glow. The main floor offers a dedicated office, a spacious bedroom, a bathroom, and ample space for entertaining. Upstairs, the primary suite feels like a peaceful sanctuary complete with a steam shower, skylight, and tranquil night sky views.The walk out lower level is made for entertaining with a second bedroom, gas fireplace, wet bar, and projector TV, all with seamless access to the pool terrace. With 200 amp service, central vac, abundant storage, and a long list of thoughtful upgrades, this home is truly move in ready.108 Owen Street is more than a home. It is a place where every space feels intentional, where beauty meets comfort, and where your next chapter begins effortlessly.

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$975,000 - 108 Owen Street, Barrie

Detached for Sale in Barrie

109 days on market
4Beds
3Baths
1,100 - 1,499Sq Ft
Detached
Property Details
MLS Number
S12809142
Property Type
Detached
Status
active
Days on Site
109
Bedrooms
4
Bathrooms
3
Square Feet
1,100 - 1,499 sqft
Neighbourhood
Barrie
Listing Brokerage
KELLER WILLIAMS INNOVATION REALTY
Description

In the heart of downtown Barrie, where tree lined streets meet the energy of vibrant city living, 108 Owen Street offers a rare blend of character, comfort, and modern elegance. Just a short drive to Kempenfelt Bay and the marina and only a five minute walk to Lake Simcoe, you can step into a lifestyle filled with boating, fishing, and peaceful waterfront strolls while still enjoying parks, shops, dining, and entertainment just moments from your door.Behind the gated entry, lush gardens and mature landscaping welcome you into a home designed for both connection and quiet retreat. The backyard is a true private oasis featuring an in ground pool, hot tub, outdoor shower, chef's outdoor kitchen, and a stunning stone fireplace that transforms summer evenings into unforgettable memories.The detached 31 x 24.5 ft double garage with workshop and its own 60 amp panel offers both functionality and opportunity, while generous parking easily accommodates a boat or trailer.Inside, sunlight pours across warm natural wood beam accents in the kitchen and living room, where a gas fireplace creates an inviting glow. The main floor offers a dedicated office, a spacious bedroom, a bathroom, and ample space for entertaining. Upstairs, the primary suite feels like a peaceful sanctuary complete with a steam shower, skylight, and tranquil night sky views.The walk out lower level is made for entertaining with a second bedroom, gas fireplace, wet bar, and projector TV, all with seamless access to the pool terrace. With 200 amp service, central vac, abundant storage, and a long list of thoughtful upgrades, this home is truly move in ready.108 Owen Street is more than a home. It is a place where every space feels intentional, where beauty meets comfort, and where your next chapter begins effortlessly.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$5,002.26/mo

Includes CMHC insurance ($27,203)

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5-yr fixed avg.

Principal: $877,500Interest: $595,974
Mortgage Amount$904,703
Total Interest$595,974
Est. Property Tax$691/mo
Total Cost$1,500,677

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Barrie

Discover Barrie

Barrie is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Barrie

  • Convenient location in Barrie
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Barrie offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

108 Owen Street, Barrie

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,200/mo
Range: $2,720 - $3,680
Cap Rate (ROI)
2.8%
Fair

Monthly Cash Flow Breakdown

Rental Income+$3,200
Maintenance Fees-$0
Property Tax (est.)-$691
Insurance (est.)-$203
Net Cash Flow+$2,306

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Fair Market Value

At $886/sqft, this property is priced in line with current Barrie market conditions. The pricing suggests the seller has done their homework. We may have modest room for negotiation, typically 2-4% in today's market.

Negotiation Opportunity

At 109 days on site, this property has exceeded the typical selling timeline for Barrie. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Detached Home Advantages

Detached homes in Barrie are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Barrie. Good resale value as demand remains consistent.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Investment Perspective

Looking at this as an investment: Barrie properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $4,063 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    108 Owen Street, Barrie | $975,000 | Battaglia Team