$598,000 - 108 Finch Avenue Unit C17, Willowdale
Condo for Sale in Willowdale
98 days on market- MLS Number
- C12875952
- Property Type
- Condo
- Status
- active
- Days on Site
- 98
- Bedrooms
- 3
- Bathrooms
- 3
- Square Feet
- 1,200 sqft
- Neighbourhood
- Thornhill / Willowdale
- Locker
- None
- Exposure
- East
- Balcony
- Open
- Listing Brokerage
- HOMELIFE LANDMARK REALTY INC.
Rarely Offered, Street-Facing Townhouse In The Highly Sought-After Chelsea Gate Community In The Heart Of North York. This Spacious 2-Bedroom Open-Concept Townhouse Features An Oversized Den And A Bright, Functional Layout That Offers Comfortable Urban Living. Master Bedroom Features Walk In Closet And Ensuite.The Oversized Den Is Ideal For Use As A Home Office Or Potential Third Bedroom, Providing Excellent Flexibility For Families Or Professionals Working From Home. The Suite Boasts Generous Living And Dining Areas That Create An Open And Inviting Space Perfect For Both Everyday Living And Entertaining. This Unit Includes1 Underground Parking Spaces Offering Exceptional Convenience And Added Value, Along With Ample Visitor Parking Within The Complex. Ideally Situated Across From Edith-vale Community Centre And Park, Residents Enjoy Easy Access To Recreational Facilities, Green Space, And Community Programs. Just A Short Walk To Finch Subway Station, GO Transit, YRT, And TTC, Providing Outstanding Connectivity Across The GTA. Surrounded By Shops, Restaurants, Parks, And Everyday Amenities, With Minutes To The Library And Arts Centre. Quick And Easy Access To DVP, Highway 401 And Highway 407 Makes Commuting Effortless. Located In A Highly Desirable Neighbourhood Close To Top-Ranking French Immersion Schools, This Property Offers A Fantastic Opportunity To Own Or Invest In One Of North York's Most Convenient And Vibrant Communities. A Must-See!
Estimate your monthly payments for this property
Estimated Payment
$3,068.05/mo
Includes CMHC insurance ($16,684)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Thornhill / Willowdale
Thornhill / Willowdale is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Thornhill / Willowdale
- •Convenient location in Thornhill / Willowdale
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Thornhill / Willowdale offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
108 Finch Avenue Unit C17, Thornhill / Willowdale
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $498/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Negotiation Opportunity
At 98 days on site, this property has exceeded the typical selling timeline for Willowdale. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.
Condo Considerations
For condos, I always review the status certificate thoroughly. Key things I look for: reserve fund health (should be well-funded), any upcoming special assessments, rules that might affect your lifestyle (pets, rentals, renovations), and the corporation's financial statements. We'll want to verify the monthly fees and what they include.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
Bathroom Count Matters
With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.
Investment Perspective
Looking at this as an investment: Willowdale properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,492 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.