$649,800 - 107 Queen Street, Hamilton
Townhouse for Sale in Hamilton
96 days on market- MLS Number
- X12871040
- Property Type
- Townhouse
- Status
- active
- Days on Site
- 96
- Bedrooms
- 3
- Bathrooms
- 3
- Square Feet
- 1,100 - 1,499 sqft
- Neighbourhood
- Hamilton
- Listing Brokerage
- NASHDOM REALTY BROKERAGE INC.
Century row house with 4 levels of finished living space, 3 bedrooms, 2 kitchens, and 3 full bathrooms offering a versatile layout ideal for investors, multigenerational living, extended family, or flexible work-from-home arrangements. The main floor welcomes you with a spacious foyer and living room with 9-ft ceilings, a bright bedroom with double-entry doors, a kitchen with a gas stove, and a modern 3-piece bathroom. The second level features 2 generously sized bedrooms, a separate living room, a second kitchen with a gas stove, and a 4-piece bathroom. BONUS: Access to the loft attic space, perfect for an additional bedroom, office, or creative studio. The finished basement adds even more functional space with an updated 3-piece bathroom and versatile areas ideal for a bedroom, office, gym, or recreation room. Two separate laundry areas in the basement and second level add convenience. Outside, enjoy a spacious front sitting area and rare rear parking for 2 vehicles - a major advantage in the downtown core. Currently configured as two multi-level living areas, the home can easily be converted back to a single-family layout, giving you complete flexibility. Located in the heart of downtown Hamilton, you're just minutes from Hess Village, Locke Street South, St. Joe's hospital, Jackson Square Mall, Highway 403, and the Hamilton GO Centre, with walkable access to restaurants, shops, transit, and vibrant city life.
Estimate your monthly payments for this property
Estimated Payment
$3,333.81/mo
Includes CMHC insurance ($18,129)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Hamilton
Hamilton is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Hamilton
- •Convenient location in Hamilton
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Hamilton offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
107 Queen Street, Hamilton
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $591/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Negotiation Opportunity
At 96 days on site, this property has exceeded the typical selling timeline for Hamilton. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.
Townhouse Benefits
Townhouses offer an excellent balance of space and maintenance. You get more room than a condo with lower upkeep than a detached home. Key things to verify: whether it's freehold or condo-titled (affects fees and rules), and the condition of shared walls for noise considerations. Townhouses in Hamilton have shown strong appreciation as families seek more space.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
Bathroom Count Matters
With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.
Investment Perspective
Looking at this as an investment: Hamilton properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,708 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.