$629,000 - 106 Whitney Avenue, Hamilton
Detached for Sale in Hamilton
41 days on market- MLS Number
- X13081986
- Property Type
- Detached
- Status
- active
- Days on Site
- 41
- Bedrooms
- 5
- Bathrooms
- 2
- Square Feet
- 700 - 1,099 sqft
- Neighbourhood
- Hamilton
- Lot Size
- 3,003 sqft
- Listing Brokerage
- CENTURY 21 LEADING EDGE REALTY INC.
Great Investment Opportunity Near McMaster University! Welcome To 106 Whitney Avenue, Located In The Beautiful And Vibrant Ainslie Wood Neighbourhood. This Cozy And Charming Bungalow Offers 2+3 Bedrooms, Updated Hardwood On Main Floor, Full In-law Set Up In Basement With Separate Walkout Entrance And Private Parking, Which Many Properties In The Area Do Not Have! Open Concept Living/Dining Room Area Provides Adequate Space For Gatherings And Large Backyard Oasis With Brand New Wooden Fence Offers Great Privacy For Hosting Outdoor BBQs/Events Or For Just Hanging Out And Relaxing Outside. Furnace, AC Unit, & Tankless Hot Water Heater Replaced in 2023, Roof Done 2018, Plus Upgraded Hydro Panel. Short Walk To McMaster University, Shops, And Dining Along Main St W. Steps Away From Public Transit & Highways Plus Easy Access To Hiking/Biking Trails. Flexible Closing Available. Just Move In And Enjoy. Extras Included: Main Floor - Stainless Steel: Fridge, Stove, Hood Fan, White Dishwasher; Basement - White Fridge, Stackable Washer & Dryer. All Electrical Light Fixtures & Window Coverings, CAC Unit, Brand New Wooden Fence In Backyard, Garden Shed
Estimate your monthly payments for this property
Estimated Payment
$3,227.10/mo
Includes CMHC insurance ($17,549)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Hamilton
Hamilton is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Hamilton
- •Convenient location in Hamilton
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Hamilton offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
106 Whitney Avenue, Hamilton
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Fair Market Value
At $899/sqft, this property is priced in line with current Hamilton market conditions. The pricing suggests the seller has done their homework. We may have modest room for negotiation, typically 2-4% in today's market.
Market Position
At 41 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.
Detached Home Advantages
Detached homes in Hamilton are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Efficient Living
At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.
Excellent Flexibility
With 5 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in Hamilton.
Investment Perspective
Looking at this as an investment: Hamilton properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,621 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.