$1,645,000 - 106 Oxford Street, Downtown Toronto
Multi-Family for Sale in Downtown Toronto
35 days on market- MLS Number
- C13115482
- Property Type
- Multi-Family
- Status
- active
- Days on Site
- 35
- Bedrooms
- 4
- Bathrooms
- 3
- Square Feet
- 1,500 - 1,999 sqft
- Neighbourhood
- Downtown Toronto / Waterfront
- Listing Brokerage
- CENTURY 21 ATRIA REALTY INC.
Welcome to 106 Oxford Street - a rare, versatile opportunity in the heart of Toronto. Ideal for couples, growing families, investors, or co-ownership buyers. This thoughtfully designed property offers exceptional flexibility, with multiple spacious rooms that can function as bedrooms, home offices, or creative spaces - perfect for today's live/work lifestyle. The lower unit features a flexible layout with modern, upscale finishes, ideal for rental income or as an owner suite, with a basement that can serve as a second bedroom or recreation space. The upper unit offers 2 bedrooms (one easily used as a workspace), 1 bath, a bright living area, and a kitchen with walkout to a private wooden deck. Enjoy a coveted Queen West-inspired vibe - airy, character-filled, and perfect for entertaining. Two skylights fill the top bedroom/workspace with natural light. Unbeatable location just minutes to Kensignton Market and Little Italy, with top-tier dining, cafes, and nightlife at your doorstep. Close to major hospitals and within easy reach of the downtown universities -making this an excellent option for healthcare professionals, students, and investors alike. Excellent TTC access and a high walk score make commuting effortless. Whether you're looking to live, invest, or both, this is a standout opportunity in one of Toronto's most vibrant neighbourhoods.
Estimate your monthly payments for this property
Estimated Payment
$7,276.39/mo
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Downtown Toronto / Waterfront
Downtown Toronto / Waterfront is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Downtown Toronto / Waterfront
- •Convenient location in Downtown Toronto / Waterfront
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Downtown Toronto / Waterfront offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
106 Oxford Street, Downtown Toronto / Waterfront
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Rental income estimator & ROI calculator
Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Fair Market Value
At $1097/sqft, this property is priced in line with current Downtown Toronto market conditions. The pricing suggests the seller has done their homework. We may have modest room for negotiation, typically 2-4% in today's market.
Market Position
At 35 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.
Family-Friendly Layout
4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Downtown Toronto. Good resale value as demand remains consistent.
Bathroom Count Matters
With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.
Investment Perspective
Looking at this as an investment: Downtown Toronto properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $6,854 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.