104 Stuart Street, Whitchurch-Stouffville

Price: $1,130,000

5 bedrooms, 3 bathrooms

1,500 - 1,999 sqft

Property Type: Detached

MLS#: N12810712

Welcome to 104 Stuart Street! A truly one-of-a-kind home nestled in a quiet, family-friendly neighbourhood in the heart of Stouffville. Meticulously maintained with exceptional pride of ownership throughout.Step inside to a bright, open-concept layout featuring a stunning kitchen and convenient interior access to the double car garage. The fully finished basement offers excellent in-law suite potential, ideal for extended family or versatile living space.Set on a premium corner lot with an impressive 60-ft frontage, this property offers a beautifully landscaped mature yard, a private patio lounge area, a large fully fenced backyard, and a charming, covered front porch-perfect for relaxing summer evenings.Double car garage with plenty of storage space, ample parking with a spacious driveway, no sidewalk, and outstanding curb appeal. Located just steps to parks, Summitview Elementary School, daycare, Main Street, and the Stouffville GO Station, this home delivers the perfect blend of comfort, convenience, and community.

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$1,130,000 - 104 Stuart Street, Whitchurch-Stouffville

Detached for Sale in Whitchurch-Stouffville

79 days on market
5Beds
3Baths
1,500 - 1,999Sq Ft
Detached
Property Details
MLS Number
N12810712
Property Type
Detached
Status
active
Days on Site
79
Bedrooms
5
Bathrooms
3
Square Feet
1,500 - 1,999 sqft
Neighbourhood
Whitchurch-Stouffville
Listing Brokerage
EXP REALTY
Description

Welcome to 104 Stuart Street! A truly one-of-a-kind home nestled in a quiet, family-friendly neighbourhood in the heart of Stouffville. Meticulously maintained with exceptional pride of ownership throughout.Step inside to a bright, open-concept layout featuring a stunning kitchen and convenient interior access to the double car garage. The fully finished basement offers excellent in-law suite potential, ideal for extended family or versatile living space.Set on a premium corner lot with an impressive 60-ft frontage, this property offers a beautifully landscaped mature yard, a private patio lounge area, a large fully fenced backyard, and a charming, covered front porch-perfect for relaxing summer evenings.Double car garage with plenty of storage space, ample parking with a spacious driveway, no sidewalk, and outstanding curb appeal. Located just steps to parks, Summitview Elementary School, daycare, Main Street, and the Stouffville GO Station, this home delivers the perfect blend of comfort, convenience, and community.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$4,998.37/mo

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5-yr fixed avg.

Principal: $904,000Interest: $595,511
Mortgage Amount$904,000
Total Interest$595,511
Est. Property Tax$800/mo
Total Cost$1,499,511

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Whitchurch-Stouffville

Discover Whitchurch-Stouffville

Whitchurch-Stouffville is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Whitchurch-Stouffville

  • Convenient location in Whitchurch-Stouffville
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Whitchurch-Stouffville offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

104 Stuart Street, Whitchurch-Stouffville

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,600/mo
Range: $3,060 - $4,140
Cap Rate (ROI)
2.7%
Fair

Monthly Cash Flow Breakdown

Rental Income+$3,600
Maintenance Fees-$0
Property Tax (est.)-$800
Insurance (est.)-$235
Net Cash Flow+$2,565

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $753/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 79 days on site, this property has exceeded the typical selling timeline for Whitchurch-Stouffville. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Detached Home Advantages

Detached homes in Whitchurch-Stouffville are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Excellent Flexibility

With 5 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in Whitchurch-Stouffville.

Bathroom Count Matters

With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Investment Perspective

Looking at this as an investment: Whitchurch-Stouffville properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $4,708 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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