103 Guthrie Crescent, Whitby

Price: $759,000

4 bedrooms, 2 bathrooms

1,100 - 1,499 sqft

Property Type: Semi-Detached

MLS#: E12885434

Welcome to this charming family home in the heart of Lynde Creek! This well-maintained 3-bedroom, 2-bath semi-detached home features a private driveway and a finished basement recreation room with walkout to a large, fully fenced backyard highlighted by a beautiful lilac tree. The open-concept main floor offers hardwood flooring and a bright, inviting living space. Separate side entrance provides additional convenience and potential. Numerous updates include electrical panel and plugs (2023), fully renovated bathrooms and kitchen (2023). Built in 1977. Ideally located just steps to Col. J.E. Farewell Public School and within the boundaries for Julie Payette Public School (French Immersion). Close to ravine trails, Hwy 401, 407, 412, Thermea Spa Village and GO Transit.

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$759,000 - 103 Guthrie Crescent, Whitby

Semi-Detached for Sale in Whitby

92 days on market
4Beds
2Baths
1,100 - 1,499Sq Ft
Semi-Detached
Property Details
MLS Number
E12885434
Property Type
Semi-Detached
Status
active
Days on Site
92
Bedrooms
4
Bathrooms
2
Square Feet
1,100 - 1,499 sqft
Neighbourhood
Whitby
Listing Brokerage
RE/MAX HALLMARK REALTY LTD.
Description

Welcome to this charming family home in the heart of Lynde Creek! This well-maintained 3-bedroom, 2-bath semi-detached home features a private driveway and a finished basement recreation room with walkout to a large, fully fenced backyard highlighted by a beautiful lilac tree. The open-concept main floor offers hardwood flooring and a bright, inviting living space. Separate side entrance provides additional convenience and potential. Numerous updates include electrical panel and plugs (2023), fully renovated bathrooms and kitchen (2023). Built in 1977. Ideally located just steps to Col. J.E. Farewell Public School and within the boundaries for Julie Payette Public School (French Immersion). Close to ravine trails, Hwy 401, 407, 412, Thermea Spa Village and GO Transit.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$3,894.06/mo

Includes CMHC insurance ($21,176)

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5-yr fixed avg.

Principal: $683,100Interest: $463,943
Mortgage Amount$704,276
Total Interest$463,943
Est. Property Tax$538/mo
Total Cost$1,168,219

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Whitby

Discover Whitby

Whitby is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Whitby

  • Convenient location in Whitby
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Whitby offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

103 Guthrie Crescent, Whitby

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,200/mo
Range: $2,720 - $3,680
Cap Rate (ROI)
4.0%
Fair

Monthly Cash Flow Breakdown

Rental Income+$3,200
Maintenance Fees-$0
Property Tax (est.)-$538
Insurance (est.)-$158
Net Cash Flow+$2,504

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $690/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 92 days on site, this property has exceeded the typical selling timeline for Whitby. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Detached Home Advantages

Detached homes in Whitby are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to Whitby. Good resale value as demand remains consistent.

Investment Perspective

Looking at this as an investment: Whitby properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,163 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    103 Guthrie Crescent, Whitby — $759,000 | Battaglia Team