101 Lottridge Street, Hamilton

Price: $499,900

3 bedrooms, 2 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: X12860074

Welcome to this charming century home in Hamilton's Stipley neighbourhood, where timeless character meets thoughtful updates. This detached home offers approximately 1,300 sq ft above grade with 3 bedrooms and 1 bathroom, showcasing the craftsmanship and warmth typical of homes from this era. Inside, you'll find original wood trim, detailed millwork, and a beautiful staircase that reflect the home's historic charm. The main floor features a welcoming living room, formal dining space, and an updated kitchen that blends modern convenience with the home's classic style. Upstairs are three comfortable bedrooms and an updated bathroom, along with walk-in closet space in the primary bedroom. Set on a corner lot, the property includes a detached garage plus an additional parking space, along with an unfinished basement offering excellent storage and future potential. Located close to schools, parks, transit, and everyday amenities, this home offers both character and convenience in a well-established neighbourhood. Discover the charm and possibilities this home has to offer today!

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$499,900 - 101 Lottridge Street, Hamilton

Detached for Sale in Hamilton

99 days on market
3Beds
2Baths
1,100 - 1,499Sq Ft
Detached
Property Details
MLS Number
X12860074
Property Type
Detached
Status
active
Days on Site
99
Bedrooms
3
Bathrooms
2
Square Feet
1,100 - 1,499 sqft
Neighbourhood
Hamilton
Listing Brokerage
RE/MAX NIAGARA REALTY LTD, BROKERAGE
Description

Welcome to this charming century home in Hamilton's Stipley neighbourhood, where timeless character meets thoughtful updates. This detached home offers approximately 1,300 sq ft above grade with 3 bedrooms and 1 bathroom, showcasing the craftsmanship and warmth typical of homes from this era. Inside, you'll find original wood trim, detailed millwork, and a beautiful staircase that reflect the home's historic charm. The main floor features a welcoming living room, formal dining space, and an updated kitchen that blends modern convenience with the home's classic style. Upstairs are three comfortable bedrooms and an updated bathroom, along with walk-in closet space in the primary bedroom. Set on a corner lot, the property includes a detached garage plus an additional parking space, along with an unfinished basement offering excellent storage and future potential. Located close to schools, parks, transit, and everyday amenities, this home offers both character and convenience in a well-established neighbourhood. Discover the charm and possibilities this home has to offer today!

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,564.75/mo

Includes CMHC insurance ($13,947)

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5-yr fixed avg.

Principal: $449,910Interest: $305,567
Mortgage Amount$463,857
Total Interest$305,567
Est. Property Tax$354/mo
Total Cost$769,424

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Hamilton

Discover Hamilton

Hamilton is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Hamilton

  • Convenient location in Hamilton
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Hamilton offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

101 Lottridge Street, Hamilton

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$2,800/mo
Range: $2,380 - $3,220
Cap Rate (ROI)
5.6%
Good

Monthly Cash Flow Breakdown

Rental Income+$2,800
Maintenance Fees-$0
Property Tax (est.)-$354
Insurance (est.)-$104
Net Cash Flow+$2,342

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $454/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 99 days on site, this property has exceeded the typical selling timeline for Hamilton. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Detached Home Advantages

Detached homes in Hamilton are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Starter Home Potential

3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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    101 Lottridge Street, Hamilton — $499,900 | Battaglia Team