10 Victor Drive, Whitchurch-Stouffville

Price: $900,000

6 bedrooms, 2 bathrooms

1,100 - 1,499 sqft

Property Type: Detached

MLS#: N12681452

Beautifully appointed bungalow with a legal basement apartment and separate entrance-ideal for generating rental income while enjoying the main level, or perfectly suited for in-law or multigenerational living. Situated on an exceptionally large lot with future builder potential, this home is tucked away on a quiet, family-friendly dead-end street. The bright, open-concept upper level showcases hardwood flooring throughout, a stylish kitchen with stainless steel appliances and custom cabinetry, spacious bedrooms, and a well-appointed bathroom with a tub. A convenient laundry area completes the main floor. The legal lower-level legal apartment features its own kitchen and a beautifully finished bathroom, along with additional room before entering the lower unit (ideal for storage/ home office). The home is thoughtfully equipped with multiple electrical and gas rough-ins, including rough in for a natural gas generator and rough ins for a swim spa. An automatic transfer switch with backup power capability is already in place. Ample parking is available. Just steps from Musselman's Lake and only 10 minutes to Main Street, this versatile property offers exceptional lifestyle, income, and future potential.

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$900,000 - 10 Victor Drive, Whitchurch-Stouffville

Detached for Sale in Whitchurch-Stouffville

105 days on market
6Beds
2Baths
1,100 - 1,499Sq Ft
Detached
Property Details
MLS Number
N12681452
Property Type
Detached
Status
active
Days on Site
105
Bedrooms
6
Bathrooms
2
Square Feet
1,100 - 1,499 sqft
Neighbourhood
Whitchurch-Stouffville
Listing Brokerage
MANHATTAN REALTY INC.
Description

Beautifully appointed bungalow with a legal basement apartment and separate entrance-ideal for generating rental income while enjoying the main level, or perfectly suited for in-law or multigenerational living. Situated on an exceptionally large lot with future builder potential, this home is tucked away on a quiet, family-friendly dead-end street. The bright, open-concept upper level showcases hardwood flooring throughout, a stylish kitchen with stainless steel appliances and custom cabinetry, spacious bedrooms, and a well-appointed bathroom with a tub. A convenient laundry area completes the main floor. The legal lower-level legal apartment features its own kitchen and a beautifully finished bathroom, along with additional room before entering the lower unit (ideal for storage/ home office). The home is thoughtfully equipped with multiple electrical and gas rough-ins, including rough in for a natural gas generator and rough ins for a swim spa. An automatic transfer switch with backup power capability is already in place. Ample parking is available. Just steps from Musselman's Lake and only 10 minutes to Main Street, this versatile property offers exceptional lifestyle, income, and future potential.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$4,617.47/mo

Includes CMHC insurance ($25,110)

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5-yr fixed avg.

Principal: $810,000Interest: $550,130
Mortgage Amount$835,110
Total Interest$550,130
Est. Property Tax$638/mo
Total Cost$1,385,240

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Whitchurch-Stouffville

Discover Whitchurch-Stouffville

Whitchurch-Stouffville is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Whitchurch-Stouffville

  • Convenient location in Whitchurch-Stouffville
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Whitchurch-Stouffville offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

10 Victor Drive, Whitchurch-Stouffville

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$4,000/mo
Range: $3,400 - $4,600
Cap Rate (ROI)
4.2%
Good

Monthly Cash Flow Breakdown

Rental Income+$4,000
Maintenance Fees-$0
Property Tax (est.)-$638
Insurance (est.)-$188
Net Cash Flow+$3,174

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Fair Market Value

At $818/sqft, this property is priced in line with current Whitchurch-Stouffville market conditions. The pricing suggests the seller has done their homework. We may have modest room for negotiation, typically 2-4% in today's market.

Negotiation Opportunity

At 105 days on site, this property has exceeded the typical selling timeline for Whitchurch-Stouffville. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Detached Home Advantages

Detached homes in Whitchurch-Stouffville are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Excellent Flexibility

With 6 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in Whitchurch-Stouffville.

Investment Perspective

Looking at this as an investment: Whitchurch-Stouffville properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,750 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

Let's See It Together

Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.

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