10 Ridgeview Avenue, St. Catharines

Price: $539,777

4 bedrooms, 1 bathrooms

700 - 1,099 sqft

Property Type: Detached

MLS#: X13414186

Welcome to 10 Ridgeview Avenue, a home with room to grow, space to personalize, and a location that's hard to beat. Situated in a family-friendly St. Catharines neighbourhood, you'll enjoy easy access to schools, parks, the Welland Canal, and everyday amenities just minutes away. Inside, the bright living room is filled with natural light from a large front window, creating a warm and inviting space to gather. The eat-in kitchen offers ample cabinetry, generous dining space, and direct access to the back deck, making it easy to enjoy outdoor meals or a quiet morning coffee overlooking the backyard. The main floor features three comfortable bedrooms, a 4-piece bathroom, and the added convenience of main floor laundry. Downstairs, brand new carpeting has refreshed the lower level, where you'll find a rec room, storage area, and a versatile bonus room that could function as a fourth bedroom, home office, hobby space, or whatever best suits your lifestyle. Outside, the property continues to impress with a welcoming front porch, covered back deck, storage shed, and a spacious backyard with plenty of room for children, pets, entertaining, or future landscaping projects. With a functional layout, flexible living spaces, and plenty of opportunity to make it your own over time, this home is ready for its next owners to settle in and enjoy all it has to offer. Whether you're a first-time buyer, a growing family, or simply looking for you next spot to call home, 10 Ridgeview Avenue is ready to welcome its next chapter. PRE-INSPECTED.

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New Listing
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$539,777 - 10 Ridgeview Avenue, St. Catharines

Detached for Sale in St. Catharines

New — Listed 5 days ago
4Beds
1Baths
700 - 1,099Sq Ft
Detached
Property Details
MLS Number
X13414186
Property Type
Detached
Status
active
Days on Site
5
Bedrooms
4
Bathrooms
1
Square Feet
700 - 1,099 sqft
Neighbourhood
St. Catharines
Listing Brokerage
ROYAL LEPAGE NRC REALTY
Description

Welcome to 10 Ridgeview Avenue, a home with room to grow, space to personalize, and a location that's hard to beat. Situated in a family-friendly St. Catharines neighbourhood, you'll enjoy easy access to schools, parks, the Welland Canal, and everyday amenities just minutes away. Inside, the bright living room is filled with natural light from a large front window, creating a warm and inviting space to gather. The eat-in kitchen offers ample cabinetry, generous dining space, and direct access to the back deck, making it easy to enjoy outdoor meals or a quiet morning coffee overlooking the backyard. The main floor features three comfortable bedrooms, a 4-piece bathroom, and the added convenience of main floor laundry. Downstairs, brand new carpeting has refreshed the lower level, where you'll find a rec room, storage area, and a versatile bonus room that could function as a fourth bedroom, home office, hobby space, or whatever best suits your lifestyle. Outside, the property continues to impress with a welcoming front porch, covered back deck, storage shed, and a spacious backyard with plenty of room for children, pets, entertaining, or future landscaping projects. With a functional layout, flexible living spaces, and plenty of opportunity to make it your own over time, this home is ready for its next owners to settle in and enjoy all it has to offer. Whether you're a first-time buyer, a growing family, or simply looking for you next spot to call home, 10 Ridgeview Avenue is ready to welcome its next chapter. PRE-INSPECTED.

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$2,769.33/mo

Includes CMHC insurance ($15,060)

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5-yr fixed avg.

Principal: $485,799Interest: $329,941
Mortgage Amount$500,859
Total Interest$329,941
Est. Property Tax$382/mo
Total Cost$830,800

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: St. Catharines

Discover St. Catharines

St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in St. Catharines

  • Convenient location in St. Catharines
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

10 Ridgeview Avenue, St. Catharines

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,200/mo
Range: $2,720 - $3,680
Cap Rate (ROI)
6.0%
Excellent

Monthly Cash Flow Breakdown

Rental Income+$3,200
Maintenance Fees-$0
Property Tax (est.)-$382
Insurance (est.)-$112
Net Cash Flow+$2,706

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $771/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Just Listed - Act Strategically

This property hit the market within the last week. In St. Catharines's current market, desirable homes often receive multiple offers within 5-7 days. If you're seriously interested, I recommend booking a showing immediately. However, never let urgency override due diligence - we'll still do proper inspections.

Detached Home Advantages

Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Efficient Living

At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.

Family-Friendly Layout

4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to St. Catharines. Good resale value as demand remains consistent.

Investment Perspective

Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,249 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    10 Ridgeview Avenue, St. Cathar… — $539,777 | Battaglia Team