$2,690,000 - 10 Pawling Street, St. Catharines
Detached for Sale in St. Catharines
Popular Listing- MLS Number
- X13215662
- Property Type
- Detached
- Status
- active
- Days on Site
- 8
- Bedrooms
- 5
- Bathrooms
- 7
- Square Feet
- 5,000+ sqft
- Neighbourhood
- St. Catharines
- Lot Size
- 4,679 sqft
- Listing Brokerage
- ROYAL LEPAGE NRC REALTY
Exceptional 3-storey luxury residence with income-producing main level suite. This breathtaking custom-built home features a rare and legal self-contained accessory suite. Ideally located in the heart of Port Dalhousie, one of Ontario's most coveted lakeside communities. This home blends refined elegance, modern sophistication and exceptional versatility for multi-generational living or income earning. Over 6,700 sq ft of expertly crafted finished living space, this architectural gem features soaring ceilings, designer finishes, expansive windows and a harmonious indoor-outdoor connection. You are welcomed to the main house by a dramatic foyer with open staircase leading to the grand living and dining areas, divided by a striking 3-sided fireplace. The gourmet chefs kitchen is a culinary masterpiece, designed to inspire creativity and delight the senses. The oversized wellness room adds further versatility with built-in shelving and electric fireplace. Take in the serene morning views on your private glass-enclosed terrace. Upstairs, the primary suite serves as a lavish sanctuary, complete with a spa-inspired ensuite and spacious walk-in closet. Each additional bedroom also boasts walk-in closets and private ensuites, complimented by the convenience of upper-level laundry and home office with walk-out to the 3rd level glass-enclosed terrace. The finished basement extends the home's already impressive living space, enhancing its flexibility and functionality. A key feature of this residence is the fully self-contained main-floor 2 bedroom accessory suite, complete with private entrance, kitchen, living room, ensuite baths and dedicated outdoor space. Ideal for extended family, guests or rental income, this carefully designed suite offers privacy, independence and exceptional comfort without compromise. Just steps from the marina, boutique shops, dining and the shores of Lake Ontario. Luxury, location and unmatched versatility converge in this one spectacular home.
Estimate your monthly payments for this property
Estimated Payment
$11,898.78/mo
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover St. Catharines
St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in St. Catharines
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
10 Pawling Street, St. Catharines
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $538/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Detached Home Advantages
Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Larger Home Realities
At 5,000 sqft, this is a substantial home. Budget approximately $400-600/month more for utilities compared to an average-sized home. Maintenance costs scale with size too - roof, HVAC, and cleaning all cost more. That said, space is a luxury that's hard to add later, and larger homes often have better resale in family-oriented neighbourhoods.
Excellent Flexibility
With 5 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in St. Catharines.
Bathroom Count Matters
With 7 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.
Investment Perspective
Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $11,208 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.