$949,900 - 10 Montrose Street, St. Catharines
Detached for Sale in St. Catharines
108 days on market- MLS Number
- X12426953
- Property Type
- Detached
- Status
- active
- Days on Site
- 108
- Bedrooms
- 4
- Bathrooms
- 2
- Square Feet
- 1,100 - 1,499 sqft
- Neighbourhood
- St. Catharines
- Lot Size
- 5,319 sqft
- Listing Brokerage
- ROYAL LEPAGE NRC REALTY
Welcome to 10 Montrose St! Built as a model home by the unparalleled team at Rinaldi Homes, this updated 3+1, 2 bathroom backsplit is the ultimate family home. From the moment you step through the front door you will appreciate the soaring vaulted ceilings and the open floor plan filled with gorgeous natural light. The main floor of the home offers a spacious family room adorned with hardwood floors, a massive eat-in kitchen complete with stainless steel appliances & granite counters and direct access to the home's private enclosed 3 season sunroom that houses the hot tub that is the perfect place to end the day. Travel upstairs to find a large primary bedroom with a large walk-in closet, 2 additional spacious bedrooms (all bedrooms feature california shutters) and a spa-like 4 piece bathroom that includes a jetted bathtub. The lower level offers a huge rec room complete with a natural gas fireplace surrounded by luxurious stone, california shutters on the large windows and a full 3 piece bathroom. Down just a few steps you will find the basement level that offers a large workshop/gym area, a large laundry room, the home's 4th bedroom and a cold cellar. 10 Montrose's backyard is the place to be during the summer months! Featuring a large patio area, well placed low maintenance landscaping and a solar-heated, in-ground salt water pool (new liner in 2024) - your family and friends may never want to leave! Only a short drive away from 4th Avenue shopping, amazing dining, all other major amenities, The Marotta Family Hospital the 406 and QEW, award winning wineries and all the very best St. Catharines has to offer.
Estimate your monthly payments for this property
Estimated Payment
$4,873.48/mo
Includes CMHC insurance ($26,502)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover St. Catharines
St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in St. Catharines
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
10 Montrose Street, St. Catharines
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Fair Market Value
At $864/sqft, this property is priced in line with current St. Catharines market conditions. The pricing suggests the seller has done their homework. We may have modest room for negotiation, typically 2-4% in today's market.
Negotiation Opportunity
At 108 days on site, this property has exceeded the typical selling timeline for St. Catharines. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.
Detached Home Advantages
Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Family-Friendly Layout
4 bedrooms hits the sweet spot for most families. You'll have room for 2-3 children plus a home office or guest room. This is the most sought-after configuration for families relocating to St. Catharines. Good resale value as demand remains consistent.
Investment Perspective
Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $3,958 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.