$549,900 - 10 Maria Street, St. Catharines
Semi-Detached for Sale in St. Catharines
32 days on market- MLS Number
- X13119918
- Property Type
- Semi-Detached
- Status
- active
- Days on Site
- 32
- Bedrooms
- 3
- Bathrooms
- 3
- Square Feet
- 1,500 - 1,999 sqft
- Neighbourhood
- St. Catharines
- Listing Brokerage
- BOLDT REALTY INC., BROKERAGE
Welcome to 10 Maria Street, located in a convenient and desirable area of St. Catharines offering the perfect blend of established residential charm and everyday convenience. This family-friendly neighbourhood is close to schools, parks, shopping, restaurants, public transit, recreational facilities, and scenic walking trails, with quick access to the QEW and Highway 406. This attractive 2-storey semi-detached home offers over 1,600 sq ft of comfortable living space with 3 bedrooms, 3 bathrooms, a partially finished basement, and attached single car garage. Charming brick and vinyl siding exterior with private asphalt driveway, covered front porch with garage access, and fully fenced rear yard complete with patio for outdoor enjoyment. The open concept main floor features a spacious living room with sliding doors to the backyard, bright eat-in kitchen with handy pantry, lovely dining area, and convenient 2-piece powder room. The second floor offers 3 bedrooms including the generous primary suite with walk-in closet and 3-piece ensuite, an additional 4-piece bathroom, and excellent storage space. A stylish chandelier overlooks the dining area from the upper level adding to the home's appeal. The partially finished basement provides a rec room, laundry area, bathroom rough-in, and excellent potential for additional living space. Additional features include furnace and central air (2020), 100 amp breaker panel, and plenty of storage throughout. A wonderful opportunity to own a spacious family home in a sought-after St. Catharines location.
Estimate your monthly payments for this property
Estimated Payment
$2,821.27/mo
Includes CMHC insurance ($15,342)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover St. Catharines
St. Catharines is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in St. Catharines
- •Convenient location in St. Catharines
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
St. Catharines offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
10 Maria Street, St. Catharines
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Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $367/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Market Position
At 32 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.
Detached Home Advantages
Detached homes in St. Catharines are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Starter Home Potential
3 bedrooms works well for couples planning families or small families with one child. Consider whether you might outgrow the space in 5-7 years. If so, factor in potential moving costs when making your decision. Alternatively, some buyers convert a bedroom to an office and make it work long-term.
Bathroom Count Matters
With 3 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.
Investment Perspective
Looking at this as an investment: St. Catharines properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,291 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.