1 Centre Street, Whitby

Price: $1,399,000

5 bedrooms, 5 bathrooms

2,500 - 2,999 sqft

Property Type: Detached

MLS#: E12799704

Custom built 4+1 bedroom family home with a separate legal basement apartment offers outstanding quality, design, and versatility. Built with 2x6 construction, foam insulation in all walls and attic, and upgraded soundproof windows, no detail has been overlooked. The main level features 9-ft ceilings, engineered bamboo and porcelain tile flooring, pot lights, and a bright open-concept living and dining area with walk-out to a professionally landscaped multi-tiered backyard complete with outdoor kitchen, built-in fire pit table, garden shed, and LED-lit stone walkways. The gourmet kitchen boasts quartz countertops, stainless steel appliances including a commercial-grade Electrolux fridge, double wall oven, dishwasher, centre island with induction cooktop (June 2025), and wine fridge. A glass-railed staircase leads to four spacious bedrooms. The primary retreat offers a Juliette balcony, walk-in closet, and luxurious 5-pc ensuite. Second and third bedrooms feature double closets. The fourth bedroom offers dual access from the hallway or a private staircase and includes a balcony, closet, and 3-pc ensuite-ideal for guests or extended family. External separate side entry (west side) leads you through to the legal 700 sqft basement apartment complete with 9-ft ceilings, above-grade windows, full kitchen, living room, bedroom with wall-to-wall closet, and 4-pc bath, plus separate furnace and A/C. Zoning allows you to live and operate a variety of Service Businesses out of your home while deriving additional rental income from the legal basement apartment. Additional features include new furnace (2023), central air (Sept 2025), rough-in for central vac, and an oversized double garage with extra height and depth. Located in the heart of Brooklin, close to parks, schools, downtown shops, and easy Highway 407 access!

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$1,399,000 - 1 Centre Street, Whitby

Detached for Sale in Whitby

105 days on market
5Beds
5Baths
2,500 - 2,999Sq Ft
Detached
Property Details
MLS Number
E12799704
Property Type
Detached
Status
active
Days on Site
105
Bedrooms
5
Bathrooms
5
Square Feet
2,500 - 2,999 sqft
Neighbourhood
Whitby
Listing Brokerage
TANYA TIERNEY TEAM REALTY INC.
Description

Custom built 4+1 bedroom family home with a separate legal basement apartment offers outstanding quality, design, and versatility. Built with 2x6 construction, foam insulation in all walls and attic, and upgraded soundproof windows, no detail has been overlooked. The main level features 9-ft ceilings, engineered bamboo and porcelain tile flooring, pot lights, and a bright open-concept living and dining area with walk-out to a professionally landscaped multi-tiered backyard complete with outdoor kitchen, built-in fire pit table, garden shed, and LED-lit stone walkways. The gourmet kitchen boasts quartz countertops, stainless steel appliances including a commercial-grade Electrolux fridge, double wall oven, dishwasher, centre island with induction cooktop (June 2025), and wine fridge. A glass-railed staircase leads to four spacious bedrooms. The primary retreat offers a Juliette balcony, walk-in closet, and luxurious 5-pc ensuite. Second and third bedrooms feature double closets. The fourth bedroom offers dual access from the hallway or a private staircase and includes a balcony, closet, and 3-pc ensuite-ideal for guests or extended family. External separate side entry (west side) leads you through to the legal 700 sqft basement apartment complete with 9-ft ceilings, above-grade windows, full kitchen, living room, bedroom with wall-to-wall closet, and 4-pc bath, plus separate furnace and A/C. Zoning allows you to live and operate a variety of Service Businesses out of your home while deriving additional rental income from the legal basement apartment. Additional features include new furnace (2023), central air (Sept 2025), rough-in for central vac, and an oversized double garage with extra height and depth. Located in the heart of Brooklin, close to parks, schools, downtown shops, and easy Highway 407 access!

Mortgage Calculator

Estimate your monthly payments for this property

Estimated Payment

$6,188.25/mo

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5-yr fixed avg.

Principal: $1,119,200Interest: $737,275
Mortgage Amount$1,119,200
Total Interest$737,275
Est. Property Tax$991/mo
Total Cost$1,856,475

Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.

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Neighbourhood Guide: Whitby

Discover Whitby

Whitby is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.

Why Live in Whitby

  • Convenient location in Whitby
  • Access to local shops and dining
  • Good public transit connections
  • Community parks and green spaces
  • Well-maintained neighbourhoods

Nearby Schools

Local Elementary SchoolPublic Elementary
Local Secondary SchoolPublic High School

Transit & Commuting

  • MiWay bus routes throughout the area
  • GO Transit stations within driving distance
  • Easy highway access to 401/403/QEW
  • Walking distance to local amenities

Parks & Amenities

  • Local parks and recreational facilities
  • Community centres
  • Shopping plazas nearby
  • Restaurants and cafes

Lifestyle & Community

Whitby offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.

70
Walk Score
Varies
Price Range

1 Centre Street, Whitby

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Investor Analysis

Rental income estimator & ROI calculator

Estimated Monthly Rent
$3,950/mo
Range: $3,358 - $4,543
Cap Rate (ROI)
2.3%
Fair

Monthly Cash Flow Breakdown

Rental Income+$3,950
Maintenance Fees-$0
Property Tax (est.)-$991
Insurance (est.)-$291
Net Cash Flow+$2,668

Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.

Joe Battaglia - Top Real Estate Agent in Mississauga, REMAX Realty Specialists

Joe's Thoughts

Honest perspective from 30+ years of GTA real estate experience

Competitive Pricing

At $560/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.

Negotiation Opportunity

At 105 days on site, this property has exceeded the typical selling timeline for Whitby. This creates leverage for buyers. The seller may be motivated by carrying costs, life circumstances, or previous deals falling through. I'd recommend a strategic offer below asking with terms that favour you.

Detached Home Advantages

Detached homes in Whitby are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.

Excellent Flexibility

With 5 bedrooms, you have genuine flexibility. Beyond the master and kids' rooms, you can have a dedicated home office, guest room, hobby space, or even rental income potential. In today's work-from-home era, extra bedrooms add significant value. Properties with 5+ bedrooms are relatively rare in Whitby.

Bathroom Count Matters

With 5 bathrooms, morning routines are much smoother. Multiple bathrooms significantly improve daily livability and are a major selling point for resale. Buyers consistently pay more for adequate bathroom counts - this is a strong feature.

Investment Perspective

Looking at this as an investment: Whitby properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $5,829 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.

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    1 Centre Street, Whitby — $1,399,000 | Battaglia Team