$534,900 - 4588 County 45 Road, Hamilton Township
Detached for Sale in Hamilton Township
- MLS Number
- X13060794
- Property Type
- Detached
- Status
- active
- Days on Site
- 25
- Bedrooms
- 2
- Bathrooms
- 1
- Square Feet
- 700 - 1,099 sqft
- Neighbourhood
- Hamilton Township
- Listing Brokerage
- Real Broker Ontario Ltd
Beautiful country home on half-acre lot minutes from Cobourg, Northumberland Forest and 401 access. This picture-book country home sits on a large 150' x 150' ft lot that backs directly onto a lush forest. As you enter the practical foyer to stash your shoes and coats, you'll find the home is bright and inviting. The main floor is designed for both comfort and style, featuring a renovated kitchen with stainless steel appliances, granite countertops, under-mount sink, and modern LVP flooring. The sun-filled living room features a large brick fireplace, fresh paint and beautifully refinished hardwood floors which flow into the formal dining room, hallway and bedrooms. The dining room also enjoys the sunlight and hosts a Nest thermostat to control the efficient natural gas radiators throughout the home. The main floor bath has been completely updated with a tile shower, vanity, toilet and flooring in recent years. Both main floor bedrooms have windows facing the forest, hardwood flooring and generous closet space. With new lighting installed throughout, the home feels cozy and inviting. A separate second entrance at the back provides easy access to the finished basement, which boasts brand-new (Apr 2026) professionally installed LVP flooring (with a 2-year warranty) also with a fresh paint job. The laundry room includes a new Samsung washer & dryer set (2026), utility sink & shower, also with new flooring. Completing the lower level you'll find a large flexible guest room/office with natural light. The property also features an attached 1.5 car garage (one side currently a workshop) featuring 50-amp RV service, municipal water, and high-speed internet, this move-in-ready home is just 5 minutes to the 401-perfect for the Darlington or GTA commute! More locally it's minutes from everything Cobourg has to offer, great schools, great restaurants, grocery options, Cobourg Beach and Northumberland County Forest with many beautiful walking and biking trails.
Estimate your monthly payments for this property
Estimated Payment
$2,744.31/mo
Includes CMHC insurance ($14,924)
5-yr fixed avg.
Rates shown are estimates based on typical Ontario 5-year fixed rates. Canadian mortgages use semi-annual compounding as required by law. CMHC insurance applies to purchases under $1.5M with less than 20% down. Estimated property tax uses an approximate 0.85% rate. Contact us for current rate options and pre-approval.
Discover Hamilton Township
Hamilton Township is a vibrant community in the Greater Toronto Area, offering excellent amenities, schools, and transportation options. This area is popular with families and professionals seeking a balanced lifestyle with access to urban conveniences and natural spaces.
Why Live in Hamilton Township
- •Convenient location in Hamilton Township
- •Access to local shops and dining
- •Good public transit connections
- •Community parks and green spaces
- •Well-maintained neighbourhoods
Nearby Schools
Transit & Commuting
- •MiWay bus routes throughout the area
- •GO Transit stations within driving distance
- •Easy highway access to 401/403/QEW
- •Walking distance to local amenities
Parks & Amenities
- •Local parks and recreational facilities
- •Community centres
- •Shopping plazas nearby
- •Restaurants and cafes
Lifestyle & Community
Hamilton Township offers a wonderful quality of life with a mix of residential charm and urban convenience. Residents enjoy easy access to schools, parks, and shopping, making it an ideal location for families and professionals alike.
4588 County 45 Road, Hamilton Township
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Rental income estimator & ROI calculator
Monthly Cash Flow Breakdown
Note: These are estimates only. Actual figures may vary based on market conditions, property condition, and other factors. Consult with a financial advisor for personalized advice.
Joe's Thoughts
Honest perspective from 30+ years of GTA real estate experience
Competitive Pricing
At $764/sqft, this is priced below the area average. This could represent genuine value, but let's investigate why. In my experience, underpriced homes often have deferred maintenance, unfavourable layouts, or motivated sellers. I'll help you determine which it is.
Market Position
At 25 days on site, this property has had reasonable exposure. It hasn't sold immediately (which often indicates overpricing), but isn't languishing either. There's likely room for a 3-5% negotiation from asking price.
Detached Home Advantages
Detached homes in Hamilton Township are increasingly scarce and valuable. You'll have no shared walls, full control over renovations, and typically stronger appreciation. Consider the lot size and potential for future additions or basement apartment income. Detached homes also offer the most flexibility for growing families.
Efficient Living
At 700 sqft, this is a more compact space. The upside: lower utility bills, less maintenance, and easier cleaning. Consider how you'll use the space - built-in storage, multi-functional furniture, and good organization become important. Great for singles, couples, or those who prefer a low-maintenance lifestyle.
Investment Perspective
Looking at this as an investment: Hamilton Township properties have averaged 5-7% annual appreciation over the past decade. Your estimated monthly carrying costs would be around $2,229 (mortgage, taxes, insurance). Consider whether you're comfortable with this as both a home and a financial commitment.
Let's See It Together
Photos only tell part of the story. During our showing, I'll point out things the camera doesn't capture: neighbourhood feel, natural light quality, traffic noise, and overall condition. I'll also share what comparable homes have sold for and help you craft a winning strategy if you decide to move forward.